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CIBC Aeroplan Visa Infinite Privilege
CANADA CREDIT CARD

CIBC Aeroplan Visa Infinite Privilege

CIBC · Annual fee CA$599 CAD · Aeroplan Points · data refreshed October 3, 2026

Quick answer: The CIBC Aeroplan Visa Infinite Privilege carries a CA$599 annual fee and 18 catalogued benefits, 3 of them dollar credits worth CA$605 a year at face value; its best earning category is Air Canada at 2x. Welcome offer: Earn up to 100,000 Aeroplan points. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Air Canada2x2.6%
Dining1.5x1.95%
Groceries1.5x1.95%
Travel1.5x1.95%
Gas1.5x1.95%
EV Charging1.5x1.95%
Everything else1.25x1.625%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (3)

Annual Companion Pass

CA$400/yr
Annual

Annual Worldwide Companion Pass earned after spending at least $25,000 in eligible net purchases in an account year. Companion fare ranges from $99 to $599 plus taxes depending on destination.

Visa Airport Companion Lounge

CA$180/yr
Annual

6 complimentary lounge visits per year through the Visa Airport Companion program at 1,200+ lounges worldwide.

NEXUS Application Fee Rebate

CA$25/yr
Every 4 years

$100 statement credit every 48 months to reimburse the NEXUS application fee when charged to the card.

Status & Elite Perks (5)

Maple Leaf Lounge Access

CA$590/yr
Annual

Unlimited access to Air Canada Maple Leaf Lounges and Air Canada Cafes in North America for the primary cardholder, authorized users, plus 1 guest per visit.

Visa Luxury Hotel Collection

CA$100/yr
Annual

Access to the Visa Luxury Hotel Collection with VIP benefits at luxury hotels worldwide including room upgrades, complimentary breakfast, late checkout, and special amenities.

Priority Airport Services

CA$50/yr
Annual

Priority check-in, priority boarding, and priority baggage handling on all Air Canada flights. Priority airport services at YVR, YUL, YOW, and YTZ.

Visa Infinite Privilege Concierge

CA$25/yr
Annual

24/7 Visa Infinite Privilege Concierge service for travel, dining, entertainment, and lifestyle requests.

Avis President's Club Status

CA$25/yr
Annual

Complimentary Avis President's Club status upgrade within the Avis Preferred loyalty program, providing enhanced rental car experience.

Protections (9)

Travel Emergency Medical Insurance

CA$100/yr
Annual

Out-of-province/country emergency medical insurance up to $5,000,000 per insured person per trip. Coverage for the first 31 days of a trip for cardholders age 64 and under, or 10 days for age 65+.

Car Rental Insurance

CA$100/yr
Annual

Car rental collision/loss damage insurance for rental periods up to 48 days, vehicles with MSRP up to $100,000 CAD. Covers damage or theft when full cost is charged to the card and rental company's CDW is declined.

Trip Cancellation Insurance

CA$75/yr
Annual

Trip cancellation insurance up to $2,500 per insured person, combined maximum $10,000 for all insured persons. Covers non-refundable prepaid travel expenses cancelled due to 27 covered reasons.

Mobile Device Insurance

CA$75/yr
Annual

Mobile device insurance covering loss, theft, or accidental damage for devices purchased with the card, up to $1,500 per occurrence per insured person, for up to 24 months from purchase.

Trip Interruption Insurance

CA$50/yr
Annual

Trip interruption and return delay insurance up to $200/day per insured person, maximum $2,000 per trip for all insured persons combined.

Purchase Protection

CA$30/yr
Annual

Purchase protection covering eligible items for 120 days from purchase against loss, theft, or physical damage worldwide.

Baggage Insurance

CA$20/yr
Annual

Baggage loss/theft insurance with carry-on luggage covered up to $1,000 per insured person, maximum $2,500 per claim. Delayed baggage coverage for emergency purchases.

Extended Warranty

CA$20/yr
Annual

Extended warranty coverage extending the manufacturer's warranty by up to 2 additional years. Items must be purchased entirely with the card.

Flight Delay Insurance

CA$15/yr
Annual

Flight delay insurance providing up to $100 CAD for ground transportation to hotel during a flight delay for all insured persons combined.

Other (1)

First Checked Bag Free

CA$200/yr
Annual

Free first checked bag for the primary cardholder, authorized users, and up to 8 companions on the same reservation on every Air Canada flight.

How to track it

Add the CIBC Aeroplan Visa Infinite Privilege to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other CIBC cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.