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National Bank Platinum Mastercard
加拿大信用卡

National Bank Platinum Mastercard

National Bank of Canada · 年费 CA$70 CAD · À la carte Rewards Points · 数据刷新 2026年10月3日

一句话结论: National Bank Platinum Mastercard 年费 CA$70,MaxWorth 数据库里录有 6 项福利;返点倍率最高的类别是超市(2x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市2x1.4%
餐饮2x1.4%
旅行1.5x1.05%
加油1.5x1.05%
电动车充电1.5x1.05%
Recurring Bills1.5x1.05%
其他消费0.67x0.47%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (6)

Travel Medical Insurance

CA$100/年
每年

Emergency travel medical insurance up to $5,000,000 per person for the first 10 days of a trip outside your province of residence (no coverage age 75+).

Trip Cancellation & Interruption Insurance

CA$80/年
每年

Trip cancellation up to $1,000 per person and trip interruption up to $1,500 per person when the trip is charged to the card.

Mobile Device Insurance

CA$80/年
每年

Mobile device insurance up to $1,000 against damage, loss or theft for up to 2 years when the device is purchased with the card.

Auto Rental Collision Coverage

CA$50/年
每年

Car rental collision/theft/damage coverage for up to 48 consecutive days when you charge the rental to the card and decline the agency's coverage.

Purchase Protection & Extended Warranty

CA$40/年
每年

Purchase protection against theft or damage for 180 days from purchase, plus extended warranty doubling the manufacturer's warranty.

Flight Delay & Baggage Insurance

CA$40/年
每年

Flight delay reimbursement up to $500 per person for delays over 4 hours, and baggage loss/theft coverage up to $1,000 per person.

怎么追踪

把 National Bank Platinum Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

National Bank of Canada 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.