National Bank Platinum Mastercard
Quick answer: The National Bank Platinum Mastercard carries a CA$70 annual fee and 6 catalogued benefits; its best earning category is Groceries at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2x | 1.4% |
| Dining | 2x | 1.4% |
| Travel | 1.5x | 1.05% |
| Gas | 1.5x | 1.05% |
| EV Charging | 1.5x | 1.05% |
| Recurring Bills | 1.5x | 1.05% |
| Everything else | 0.67x | 0.47% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (6)
Travel Medical Insurance
CA$100/yrEmergency travel medical insurance up to $5,000,000 per person for the first 10 days of a trip outside your province of residence (no coverage age 75+).
Trip Cancellation & Interruption Insurance
CA$80/yrTrip cancellation up to $1,000 per person and trip interruption up to $1,500 per person when the trip is charged to the card.
Mobile Device Insurance
CA$80/yrMobile device insurance up to $1,000 against damage, loss or theft for up to 2 years when the device is purchased with the card.
Auto Rental Collision Coverage
CA$50/yrCar rental collision/theft/damage coverage for up to 48 consecutive days when you charge the rental to the card and decline the agency's coverage.
Purchase Protection & Extended Warranty
CA$40/yrPurchase protection against theft or damage for 180 days from purchase, plus extended warranty doubling the manufacturer's warranty.
Flight Delay & Baggage Insurance
CA$40/yrFlight delay reimbursement up to $500 per person for delays over 4 hours, and baggage loss/theft coverage up to $1,000 per person.
How to track it
Add the National Bank Platinum Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other National Bank of Canada cards
- National Bank World Elite Mastercard · CA$150 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.