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Neo Cathay World Elite Mastercard
加拿大信用卡

Neo Cathay World Elite Mastercard

Neo Financial · 年费 CA$180 CAD · Asia Miles · 数据刷新 2026年10月3日

一句话结论: Neo Cathay World Elite Mastercard 年费 CA$180,MaxWorth 数据库里录有 8 项福利;返点倍率最高的类别是Cathay Pacific(4x)。开卡奖励:Up to 60,000 Asia Miles。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
Cathay Pacific4x4.8%
Foreign Transactions2x2.4%
其他消费1x1.2%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

会籍与精英待遇 (2)

DragonPass Lounge Access

每年

Access to 1,300+ airport lounges worldwide through Mastercard Travel Pass provided by DragonPass. Membership is complimentary; lounge visits are charged at $32 USD per person per visit. No complimentary visits included.

Cathay Pacific Priority Services

每年

Cathay-specific perks: advance online seat selection window (48 hours before departure vs. standard 24 hours), plus the ability to redeem Asia Miles for extra checked baggage and extra legroom seats on Cathay Pacific flights.

保险保障 (6)

Emergency Medical Insurance

每年

Out-of-province/country emergency medical coverage up to $1,000,000 when travelling. Underwritten by Chubb Insurance Company of Canada. See Certificate of Insurance for age and trip-length limits.

Auto Rental Collision/Loss Damage

每年

Covers damage or theft of a rental vehicle when the full rental cost is charged to the card and the rental agency's collision damage waiver is declined. Underwritten by Chubb Insurance Company of Canada.

Flight Delay Insurance

每年

Coverage for reasonable expenses when your flight is delayed, up to $500. Underwritten by Chubb Insurance Company of Canada.

Baggage Delay/Loss Insurance

每年

Coverage up to $1,000 for checked baggage that is delayed or lost by the airline when tickets are purchased with the card. Underwritten by Chubb Insurance Company of Canada.

Purchase Protection

每年

Most items purchased with the card are protected against loss, theft or damage for a period after purchase, up to $10,000 lifetime maximum. Underwritten by Chubb Insurance Company of Canada.

Extended Warranty

每年

Doubles the original manufacturer's warranty on most items purchased with the card, up to $10,000 lifetime maximum. Underwritten by Chubb Insurance Company of Canada.

怎么追踪

把 Neo Cathay World Elite Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

Neo Financial 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.