Neo Cathay World Elite Mastercard
Quick answer: The Neo Cathay World Elite Mastercard carries a CA$180 annual fee and 8 catalogued benefits; its best earning category is Cathay Pacific at 4x. Welcome offer: Up to 60,000 Asia Miles. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Cathay Pacific | 4x | 4.8% |
| Foreign Transactions | 2x | 2.4% |
| Everything else | 1x | 1.2% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (2)
DragonPass Lounge Access
Access to 1,300+ airport lounges worldwide through Mastercard Travel Pass provided by DragonPass. Membership is complimentary; lounge visits are charged at $32 USD per person per visit. No complimentary visits included.
Cathay Pacific Priority Services
Cathay-specific perks: advance online seat selection window (48 hours before departure vs. standard 24 hours), plus the ability to redeem Asia Miles for extra checked baggage and extra legroom seats on Cathay Pacific flights.
Protections (6)
Emergency Medical Insurance
Out-of-province/country emergency medical coverage up to $1,000,000 when travelling. Underwritten by Chubb Insurance Company of Canada. See Certificate of Insurance for age and trip-length limits.
Auto Rental Collision/Loss Damage
Covers damage or theft of a rental vehicle when the full rental cost is charged to the card and the rental agency's collision damage waiver is declined. Underwritten by Chubb Insurance Company of Canada.
Flight Delay Insurance
Coverage for reasonable expenses when your flight is delayed, up to $500. Underwritten by Chubb Insurance Company of Canada.
Baggage Delay/Loss Insurance
Coverage up to $1,000 for checked baggage that is delayed or lost by the airline when tickets are purchased with the card. Underwritten by Chubb Insurance Company of Canada.
Purchase Protection
Most items purchased with the card are protected against loss, theft or damage for a period after purchase, up to $10,000 lifetime maximum. Underwritten by Chubb Insurance Company of Canada.
Extended Warranty
Doubles the original manufacturer's warranty on most items purchased with the card, up to $10,000 lifetime maximum. Underwritten by Chubb Insurance Company of Canada.
How to track it
Add the Neo Cathay World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other Neo Financial cards
- Neo World Elite Mastercard · CA$125 · 7 benefits
- United MileagePlus Neo World Elite Mastercard · CA$89 · 10 benefits
- Neo Mastercard · CA$0 · 2 benefits
- Neo World Mastercard · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.