United MileagePlus Neo World Elite Mastercard
Quick answer: The United MileagePlus Neo World Elite Mastercard carries a CA$89 annual fee and 10 catalogued benefits, 1 of them dollar credits worth CA$41.25 a year at face value; its best earning category is United at 1.25x. Welcome offer: Up to 20,000 MileagePlus miles. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| United | 1.25x | 1.625% |
| Dining | 1x | 1.3% |
| Groceries | 1x | 1.3% |
| Everything else | 0.75x | 0.975% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$120 NEXUS Credit
CA$41.25/yrReceive a statement credit of up to $120 USD (approx. $165 CAD) once every 5 years for the NEXUS program application or renewal fee charged to the card.
Status & Elite Perks (4)
First Checked Bag Free
CA$70/yrThe primary cardmember receives one standard checked bag free per reservation on eligible United-operated flights. Additional users and travelling companions are not eligible for this benefit.
5,000-Mile Anniversary Bonus
CA$65/yrReceive 5,000 MileagePlus miles each year on your account anniversary when your account remains open and active with eligible spending within the previous 365 days. No minimum spend threshold.
Group 2 Priority Boarding
CA$25/yrReceive Group 2 priority boarding for you and companions on the same reservation on United-operated flights.
DragonPass Lounge Access
Access to 1,400+ airport lounges worldwide through Mastercard Travel Pass provided by DragonPass. Membership is complimentary; per-visit fees apply. No complimentary visits included.
Protections (5)
Emergency Medical Insurance
Out-of-province/country emergency medical coverage up to $1,000,000 when travelling. See Certificate of Insurance for age and trip-length limits.
Trip Cancellation/Interruption Insurance
Coverage up to $5,000 when a trip purchased with the card is cancelled or interrupted for a covered reason.
Auto Rental Collision/Loss Damage
Covers damage or theft of a rental vehicle when the full rental cost is charged to the card and the rental agency's collision damage waiver is declined.
Purchase Protection
Most items purchased with the card are protected against loss, theft or damage for a period after purchase, up to $10,000 lifetime maximum.
Extended Warranty
Doubles the original manufacturer's warranty on most items purchased with the card, up to $10,000 lifetime maximum.
How to track it
Add the United MileagePlus Neo World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other Neo Financial cards
- Neo Cathay World Elite Mastercard · CA$180 · 8 benefits
- Neo World Elite Mastercard · CA$125 · 7 benefits
- Neo Mastercard · CA$0 · 2 benefits
- Neo World Mastercard · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.