Neo Mastercard
Quick answer: The Neo Mastercard carries a CA$0 annual fee and 2 catalogued benefits; its best earning category is Groceries at 1x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 1x | 1% |
| Gas | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (2)
Purchase Protection
Covers theft or accidental damage to items purchased with the card for up to 90 days from date of purchase. Maximum coverage of $10,000 per claim. Excludes cash, pets, plants, and jewelry.
Extended Warranty
Extends the original manufacturer's warranty by up to 1 additional year, with a maximum total warranty of 5 years. Maximum coverage of $10,000 per claim. Item must be purchased entirely with the card.
How to track it
Add the Neo Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other Neo Financial cards
- Neo Cathay World Elite Mastercard · CA$180 · 8 benefits
- Neo World Elite Mastercard · CA$125 · 7 benefits
- United MileagePlus Neo World Elite Mastercard · CA$89 · 10 benefits
- Neo World Mastercard · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.