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Neo World Mastercard
CANADA CREDIT CARD

Neo World Mastercard

Neo Financial · Annual fee CA$0 CAD · Cash · data refreshed October 3, 2026

Quick answer: The Neo World Mastercard carries a CA$0 annual fee and 3 catalogued benefits; its best earning category is Groceries at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries2x2%
Gas2x2%
Recurring Bills2x2%
Everything else0.5x0.5%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (3)

Emergency Medical Insurance

Annual

Out-of-province/country emergency medical insurance covering up to $1,000,000. Coverage for first 14 days of travel. Cardholder must be under age 65. Includes hospital/medical expenses, emergency dental (up to $2,000 for injury, $200 for pain relief), emergency services (physio/chiro up to $250), air evacuation, hotel/meals (up to $150/day, max $1,500), and baggage return (up to $500). Pre-existing conditions require 180-day stability period. Covers cardholder, spouse (if cardholder eligible), and dependent children. Underwritten by Chubb Insurance Company of Canada.

Purchase Protection

Annual

Covers theft or accidental damage to items purchased with the card for up to 90 days from date of purchase. Maximum coverage of $10,000 per claim. Excludes cash, pets, plants, and jewelry.

Extended Warranty

Annual

Extends the original manufacturer's warranty by up to 1 additional year, with a maximum total warranty of 5 years. Maximum coverage of $10,000 per claim. Item must be purchased entirely with the card.

How to track it

Add the Neo World Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other Neo Financial cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.