Neo World Elite Mastercard

Out-of-province/country emergency medical insurance covering up to $1,000,000. Coverage for first 14 days of travel. Cardholder must be under age 65. Includes hospital/medical expenses, emergency dental (up to $2,000 for injury, $200 for pain relief), emergency services (physio/chiro up to $250), air evacuation, hotel/meals (up to $150/day, max $1,500), and baggage return (up to $500). Pre-existing conditions require 180-day stability period. Covers cardholder, spouse (if cardholder eligible), and dependent children. Underwritten by Chubb Insurance Company of Canada.

Reimburses non-refundable, prepaid trip expenses if you need to cancel or interrupt your trip for a covered reason. Up to $5,000 per covered person per trip. Covers cardholder, spouse, and dependent children. Underwritten by Chubb Insurance Company of Canada.

Reimburses reasonable expenses for meals, accommodations, and emergency purchases when your flight is delayed. Up to $250 per day, maximum $500 per occurrence. Underwritten by Chubb Insurance Company of Canada.

Covers delayed or lost baggage expenses including essential items and clothing. Up to $1,000 maximum coverage. Underwritten by Chubb Insurance Company of Canada.

Covers damage to or theft of a rental vehicle when you reserve and pay for the entire rental with your card and decline the rental agency's collision damage waiver. Up to $50,000 coverage. Underwritten by Chubb Insurance Company of Canada.

Covers theft or accidental damage to items purchased with the card for up to 90 days from date of purchase. Maximum coverage of $10,000 per claim. Excludes cash, pets, plants, and jewelry.

Extends the original manufacturer's warranty by up to 1 additional year, with a maximum total warranty of 5 years. Maximum coverage of $10,000 per claim. Item must be purchased entirely with the card.