首页 › 卡片库 › 加拿大 › RBC ION+ Visa
RBC ION+ Visa
加拿大信用卡

RBC ION+ Visa

RBC Royal Bank · 年费 CA$48 CAD · Avion Points · 数据刷新 2026年10月3日

一句话结论: RBC ION+ Visa 年费 CA$48,MaxWorth 数据库里录有 3 项福利;返点倍率最高的类别是超市(3x)。开卡奖励:Earn up to 21,000 Avion points: 7,000 welcome points upon approval plus 14,000 bonus points when you spend $1,500 in your first 6 months.。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市3x2.1%
餐饮3x2.1%
加油3x2.1%
公共交通3x2.1%
流媒体3x2.1%
其他消费1x0.7%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (3)

Mobile Device Insurance

CA$50/年
每年

Coverage up to $1,000 for your mobile device (cell phone) in the event of loss, theft, accidental damage, or mechanical failure. Coverage lasts for 2 years from the date of purchase or receipt of the device. Device must be purchased with or have its monthly plan paid by the RBC ION+ Visa.

Purchase Security

每年

Covers eligible items purchased with your RBC ION+ Visa against loss, theft, or accidental damage within 90 days of purchase.

Extended Warranty Protection

每年

Doubles the original manufacturer's Canadian warranty period by up to one additional year on eligible items purchased with your RBC ION+ Visa, up to a maximum total warranty of 5 years.

怎么追踪

把 RBC ION+ Visa 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

RBC Royal Bank 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.