RBC ION+ Visa
Quick answer: The RBC ION+ Visa carries a CA$48 annual fee and 3 catalogued benefits; its best earning category is Groceries at 3x. Welcome offer: Earn up to 21,000 Avion points: 7,000 welcome points upon approval plus 14,000 bonus points when you spend $1,500 in your first 6 months.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 3x | 2.1% |
| Dining | 3x | 2.1% |
| Gas | 3x | 2.1% |
| Transit | 3x | 2.1% |
| Streaming | 3x | 2.1% |
| Everything else | 1x | 0.7% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (3)
Mobile Device Insurance
CA$50/yrCoverage up to $1,000 for your mobile device (cell phone) in the event of loss, theft, accidental damage, or mechanical failure. Coverage lasts for 2 years from the date of purchase or receipt of the device. Device must be purchased with or have its monthly plan paid by the RBC ION+ Visa.
Purchase Security
Covers eligible items purchased with your RBC ION+ Visa against loss, theft, or accidental damage within 90 days of purchase.
Extended Warranty Protection
Doubles the original manufacturer's Canadian warranty period by up to one additional year on eligible items purchased with your RBC ION+ Visa, up to a maximum total warranty of 5 years.
How to track it
Add the RBC ION+ Visa to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other RBC Royal Bank cards
- RBC Avion Visa Infinite Privilege · CA$399 · 15 benefits
- WestJet RBC World Elite Mastercard · CA$139 · 18 benefits
- RBC Avion Visa Infinite · CA$120 · 12 benefits
- RBC Avion Visa Platinum · CA$120 · 10 benefits
- RBC Cash Back Preferred World Elite Mastercard · CA$99 · 5 benefits
- WestJet RBC Mastercard · CA$39 · 11 benefits
- More Rewards RBC Visa · CA$0 · 3 benefits
- More Rewards RBC Visa Infinite · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.