WestJet RBC Mastercard
Quick answer: The WestJet RBC Mastercard carries a CA$39 annual fee and 11 catalogued benefits, 2 of them dollar credits worth CA$200 a year at face value; its best earning category is Dining at 1.5x. Welcome offer: Earn up to 10,000 WestJet points: 5,000 upon first purchase and 5,000 when you spend $1,000 within the first 3 months. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Dining | 1.5x | 1.5% |
| Streaming | 1.5x | 1.5% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (2)
Annual Companion Voucher
CA$100/yrEarn an annual round-trip companion voucher starting from $199 CAD (economy) or $299 CAD (premium) when you spend a minimum of $2,500 annually on your card. Alternatively, you can exchange the companion voucher for a 25% flight discount or 5,000 WestJet points. Issued each cardmember year after meeting the spend threshold.
Welcome Companion Voucher
CA$100/yrGet a welcome round-trip companion voucher starting from $199 CAD (economy fares) or $299 CAD (premium fares) plus taxes, fees, charges and other ATC after your first purchase on the card. The companion voucher allows a companion to fly with you on the same itinerary at a reduced rate.
Status & Elite Perks (2)
Complimentary DashPass
CA$120/yrComplimentary DashPass subscription from DoorDash, which provides $0 delivery fees and reduced service fees on eligible orders. Included as a partner benefit for WestJet RBC Mastercard holders.
Petro-Canada 3¢/L Savings
CA$30/yrSave 3¢ per litre on fuel at Petro-Canada stations when you pay with your WestJet RBC Mastercard. Savings applied automatically at the pump.
Protections (7)
Mobile Device Insurance
CA$50/yrCoverage for your mobile device (smartphone or tablet) against damage or theft, up to $1,500 per claim. Device must be purchased with or have monthly bill paid by the card. Subject to terms, conditions, and exclusions in the certificate of insurance.
Travel Accident Insurance
Common Carrier Travel Accident Insurance providing coverage for loss of life, limb, sight, speech, or hearing resulting from an accident while travelling as a fare-paying passenger on a common carrier, when the full fare is charged to the card.
Auto Rental Collision/Loss Damage
Auto Rental Collision/Loss Damage Waiver coverage when you rent a vehicle and decline the rental company's collision/loss damage waiver. Covers damage to or theft of the rental vehicle, subject to terms and conditions.
Purchase Security
Purchase Security coverage for eligible items purchased with the card against theft or damage for up to 90 days from the date of purchase, subject to terms and conditions.
Extended Warranty Protection
Extends the manufacturer's original warranty by up to one additional year on eligible items purchased with the card, subject to the terms and conditions of the coverage.
Delayed Baggage Coverage
Coverage for essential items if your checked baggage is delayed by 4 hours or more on a common carrier trip. Provides reimbursement for reasonable emergency purchases.
Hotel/Motel Burglary Coverage
Coverage for personal property stolen from your hotel or motel room during your trip, subject to terms, conditions, and exclusions.
How to track it
Add the WestJet RBC Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other RBC Royal Bank cards
- RBC Avion Visa Infinite Privilege · CA$399 · 15 benefits
- WestJet RBC World Elite Mastercard · CA$139 · 18 benefits
- RBC Avion Visa Infinite · CA$120 · 12 benefits
- RBC Avion Visa Platinum · CA$120 · 10 benefits
- RBC Cash Back Preferred World Elite Mastercard · CA$99 · 5 benefits
- RBC ION+ Visa · CA$48 · 3 benefits
- More Rewards RBC Visa · CA$0 · 3 benefits
- More Rewards RBC Visa Infinite · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.