WestJet RBC World Elite Mastercard
Quick answer: The WestJet RBC World Elite Mastercard carries a CA$139 annual fee and 18 catalogued benefits, 2 of them dollar credits worth CA$400 a year at face value; its best earning category is Groceries at 2x. Welcome offer: Earn up to 45,000 WestJet points: 25,000 upon first purchase and 20,000 when you spend $5,000 within the first 3 months. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2x | 2% |
| Gas | 2x | 2% |
| Transit | 2x | 2% |
| Everything else | 1.5x | 1.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (2)
Welcome Companion Voucher
CA$200/yrGet a welcome round-trip companion voucher after your first purchase. The voucher can be used for a companion flight starting from $119 CAD (plus taxes, fees, and ATC). Alternatively, exchange for a 30% discount code on one traveler's flight (valid on UltraBasic, Econo, EconoFlex fares, no blackout dates within Canada), a $200 WestJet/Sunwing Vacations credit, or 2 DragonPass lounge access passes.
Annual Companion Voucher
CA$200/yrEarn an annual round-trip companion voucher when you spend a minimum of $5,000 annually on your card. Voucher can be redeemed for a companion flight starting from $119 CAD (plus taxes, fees, and ATC), or exchanged for a 30% flight discount code, a $200 WestJet/Sunwing Vacations credit, or 2 DragonPass lounge passes. Issued each cardmember year after meeting the spend threshold.
Status & Elite Perks (5)
Complimentary DashPass
CA$120/yrComplimentary 12-month DashPass subscription from DoorDash, providing $0 delivery fees and reduced service fees on eligible orders of $15 or more.
Free First Checked Bag
CA$100/yrFree first checked bag for the primary cardholder and up to 8 additional guests on the same reservation when flying on WestJet-operated flights. Excludes group bookings (10+ passengers), WestJet Vacations Quebec, and Sunwing Vacations bookings.
WestJet Status Lift
CA$50/yrEarn $200 in WestJet tier qualifying spend for every $5,000 in card purchases, helping accelerate progress toward WestJet Rewards status tiers (Silver, Gold, Platinum). Maximum 50 Status Lifts annually ($10,000 equivalent tier qualifying spend).
Petro-Canada Savings & Bonus Points
CA$40/yrSave 3¢ per litre on fuel at Petro-Canada stations when paying with the card, plus earn 20% bonus Petro-Points on all eligible purchases when card is linked to Petro-Canada account. Savings applied automatically.
DragonPass Lounge Membership
Complimentary DragonPass airport lounge membership providing access to over 1,300 airport lounges worldwide. Lounge visits are charged at US$32 per person per visit. Not all lounges participate.
Protections (11)
Trip Cancellation Insurance
CA$50/yrTrip Cancellation Insurance covering cancellation penalties up to $1,500 per person and $5,000 maximum per trip, when the trip is paid for with the card. Subject to terms and conditions. Effective November 5, 2025.
Mobile Device Insurance
CA$50/yrCoverage for your mobile device (smartphone or tablet) against loss, theft, accidental damage, or mechanical failure, up to $1,500 per claim. Device must be fully purchased with the card or WestJet points. Subject to terms, conditions, and exclusions. Effective November 5, 2025.
Trip Interruption Insurance
Trip Interruption Insurance providing coverage if your trip is interrupted due to a covered reason after departure, when the trip is paid for with the card. Subject to terms and conditions.
Out-of-Province Emergency Medical
Out-of-Province/Country Emergency Medical Insurance providing coverage for emergency medical expenses incurred while travelling outside your province or country of residence, when the trip is paid for with the card.
Flight Delay Insurance
Flight Delay Insurance providing coverage for reasonable expenses incurred due to a covered flight delay, including meals, accommodation, and transportation. Subject to terms and conditions.
Travel Accident Insurance
Common Carrier Travel Accident Insurance providing coverage for loss of life, limb, sight, speech, or hearing resulting from an accident while travelling as a fare-paying passenger on a common carrier, when the full fare is charged to the card.
Auto Rental Collision/Loss Damage
Auto Rental Collision/Loss Damage Waiver coverage when you rent a vehicle and decline the rental company's collision/loss damage waiver. Covers damage to or theft of the rental vehicle, subject to terms and conditions.
Purchase Security
Purchase Security coverage for eligible items purchased with the card against theft or damage for up to 90 days from the date of purchase, subject to terms and conditions.
Extended Warranty Protection
Extends the manufacturer's original warranty by up to one additional year on eligible items purchased with the card, subject to the terms and conditions of the coverage.
Delayed Baggage Coverage
Coverage for essential items if your checked baggage is delayed by 4 hours or more on a common carrier trip. Provides reimbursement for reasonable emergency purchases.
Hotel/Motel Burglary Coverage
Coverage for personal property stolen from your hotel or motel room during your trip, subject to terms, conditions, and exclusions.
How to track it
Add the WestJet RBC World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other RBC Royal Bank cards
- RBC Avion Visa Infinite Privilege · CA$399 · 15 benefits
- RBC Avion Visa Infinite · CA$120 · 12 benefits
- RBC Avion Visa Platinum · CA$120 · 10 benefits
- RBC Cash Back Preferred World Elite Mastercard · CA$99 · 5 benefits
- RBC ION+ Visa · CA$48 · 3 benefits
- WestJet RBC Mastercard · CA$39 · 11 benefits
- More Rewards RBC Visa · CA$0 · 3 benefits
- More Rewards RBC Visa Infinite · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.