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More Rewards RBC Visa
CANADA CREDIT CARD

More Rewards RBC Visa

RBC Royal Bank · Annual fee CA$0 CAD · More Rewards Points · data refreshed October 3, 2026

Quick answer: The More Rewards RBC Visa carries a CA$0 annual fee and 3 catalogued benefits; its best earning category is Groceries at 5x. Welcome offer: Earn 20,000 More Rewards points upon your first purchase.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries5x0.75%
Dining5x0.75%
Gas5x0.75%
Everything else3x0.45%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (3)

Mobile Device Insurance

Annual

Mobile Device Insurance covering repair or replacement of your mobile device up to $1,000 per claim for loss, theft, damage, or mechanical failure. Coverage term is 2 years. The wireless bill must be paid with the card.

Purchase Security

Annual

Purchase Security protects eligible items purchased with the card against loss, theft, or accidental damage within 90 days of purchase.

Extended Warranty Protection

Annual

Extended Warranty Protection doubles the original manufacturer's warranty period on eligible items purchased with the card, up to a maximum total warranty of 5 years.

How to track it

Add the More Rewards RBC Visa to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other RBC Royal Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.