RBC Cash Back Preferred World Elite Mastercard
Quick answer: The RBC Cash Back Preferred World Elite Mastercard carries a CA$99 annual fee and 5 catalogued benefits, 1 of them dollar credits worth CA$120 a year at face value; its best earning category is Everything else at 1.5x. Welcome offer: Get 12% cash back for the first 3 months on up to $2,000 in total purchases.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1.5x | 1.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
Complimentary DoorDash DashPass
CA$120/yrComplimentary 12-month DashPass subscription providing unlimited $0 delivery fees and reduced service fees on eligible DoorDash orders of $15 or more. Requires enrollment through the RBC rewards portal.
Status & Elite Perks (1)
Dragon Pass Lounge Access
Dragon Pass membership providing access to 1,300+ airport lounges worldwide at $32 USD per visit. Included with Mastercard World Elite card benefits.
Protections (3)
Auto Rental Collision/Loss Damage Waiver
Auto Rental Collision/Loss Damage Waiver covering up to $65,000 for damage or theft of a rental vehicle for rental periods up to 48 consecutive days. Must decline the rental company's CDW/LDW and charge the full rental to the card.
Purchase Security
Purchase Security protects eligible items purchased with the card against loss, theft, or accidental damage within 120 days of purchase.
Extended Warranty Protection
Extended Warranty Protection extends the original manufacturer's warranty period by up to 2 additional years on eligible items purchased with the card.
How to track it
Add the RBC Cash Back Preferred World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other RBC Royal Bank cards
- RBC Avion Visa Infinite Privilege · CA$399 · 15 benefits
- WestJet RBC World Elite Mastercard · CA$139 · 18 benefits
- RBC Avion Visa Infinite · CA$120 · 12 benefits
- RBC Avion Visa Platinum · CA$120 · 10 benefits
- RBC ION+ Visa · CA$48 · 3 benefits
- WestJet RBC Mastercard · CA$39 · 11 benefits
- More Rewards RBC Visa · CA$0 · 3 benefits
- More Rewards RBC Visa Infinite · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.