RBC Visa Signature Black

Access to the Visa Signature Luxury Hotel Collection — exclusive benefits including room upgrades upon arrival (when available), complimentary in-room Wi-Fi, $25 food/beverage credit, late checkout, and best rate guarantee at 900+ luxury hotels worldwide.

Trip Cancellation and Interruption Insurance up to $5,000 per trip when the full cost of the trip is charged to the card; covers non-refundable travel expenses due to covered reasons such as illness or severe weather.

Up to $200 of cell phone protection per claim against damage or theft when you pay your monthly wireless bill with the card. Subject to a $50 deductible.

Travel Accident Insurance provides coverage of up to $500,000 for accidental death or dismemberment while travelling on a common carrier when the full fare is charged to the card.

Auto Rental Collision Damage Waiver covers damage due to collision or theft for most rental cars when the full rental cost is charged to the card and you decline the rental company's collision damage waiver.

Lost Luggage Reimbursement up to $3,000 per trip for checked or carry-on baggage that is lost or stolen while travelling on a common carrier when the full fare is charged to the card.

Purchase security protection for eligible new purchases against theft, damage, or loss for up to 90 days from date of purchase — up to $500 per occurrence.

Complimentary 24/7 Visa Signature Concierge service for restaurant reservations, event tickets, travel arrangements, gift shopping, and more.

Roadside dispatch service available 24/7 for vehicle emergencies including towing, jump-start, fuel delivery, and lockout assistance (service fees may apply).

No foreign transaction fees when making purchases outside the United States.

Cross-border banking designed for Canadians in the U.S. — make transactions in U.S. dollars to avoid daily currency fluctuations; Avion Points transfer 1:1 to your Canadian RBC Avion account. No U.S. credit score or Social Security Number required to apply.