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Scotia Momentum Visa Infinite Card
加拿大信用卡

Scotia Momentum Visa Infinite Card

Scotiabank · 年费 CA$120 CAD · Cash · 数据刷新 2026年10月3日

一句话结论: Scotia Momentum Visa Infinite Card 年费 CA$120,MaxWorth 数据库里录有 9 项福利;返点倍率最高的类别是超市(4x)。开卡奖励:10% cash back on up to $2,000 in first 3 months。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市4x4%
Recurring Bills4x4%
加油2x2%
电动车充电2x2%
公共交通2x2%
其他消费1x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (9)

Travel Emergency Medical Insurance

CA$100/年
每年

Out-of-province/country emergency medical insurance providing up to $1,000,000 CAD in coverage for the first 15 days of any trip (for cardholders under 65). Includes emergency medical treatment, hospitalization, prescriptions, and medical transport.

Auto Rental Collision Insurance

CA$75/年
每年

Auto rental collision and loss damage insurance covering damage to or theft of a rental vehicle when the full rental cost is charged to the card and the rental company's collision damage waiver is declined.

Mobile Device Insurance

CA$50/年
每年

Mobile device insurance providing up to $1,000 CAD coverage for loss, theft, or damage to your mobile device when the monthly wireless bill is charged to the card.

Trip Cancellation Insurance

CA$50/年
每年

Trip cancellation and interruption insurance covering up to $1,500 per insured person for trip cancellation and up to $2,000 for trip interruption, to a maximum of $10,000 per trip. Covers cardholder, spouse, and dependent children.

Flight Delay Insurance

CA$25/年
每年

Flight delay insurance providing up to $500 per insured person for reasonable and necessary expenses when a flight is delayed.

Baggage Insurance

CA$25/年
每年

Baggage delay and loss insurance providing up to $500 per insured person for emergency purchases when baggage is delayed or lost during a covered trip.

Purchase Security

CA$25/年
每年

Purchase security covering eligible new items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/年
每年

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/年
每年

Common carrier travel accident insurance providing up to $500,000 per person in accidental death and dismemberment coverage when the full fare is charged to the card.

怎么追踪

把 Scotia Momentum Visa Infinite Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

Scotiabank 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.