Scotiabank Gold American Express Card

Out-of-province/country emergency medical insurance providing up to $1,000,000 CAD in coverage for the first 25 days of any trip (for cardholders under 65; 3 days for age 65+). Covers cardholder, spouse, and dependent children. Includes emergency medical treatment, hospitalization, prescriptions, and medical transport.

Auto rental collision and loss damage insurance covering damage to or theft of a rental vehicle with MSRP up to $65,000 when the full rental cost is charged to the card and the rental company's collision damage waiver is declined.

Trip cancellation and interruption insurance covering up to $1,500 per insured person for trip cancellation and up to $2,000 for trip interruption, to a maximum of $10,000 per trip. At least 75% of the trip cost must be charged to the card. Covers cardholder, spouse, and dependent children.

Flight delay insurance providing up to $500 per insured person for reasonable and necessary expenses (meals, accommodation, transportation) when a flight is delayed by more than 4 hours.

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases when baggage is delayed or lost during a covered trip.

Purchase security covering eligible new items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.

Common carrier travel accident insurance providing up to $500,000 per insured person and up to $1,000,000 per occurrence in accidental death and dismemberment coverage. At least 75% of the trip cost must be charged to the card.

Hotel/motel burglary insurance covering loss of or damage to personal property resulting from a burglary or attempted burglary of your hotel or motel room while travelling.

Discounted annual membership to Priority Pass, providing access to 1,200+ airport lounges worldwide. Cardholders receive a 35% discount on the annual membership fee. Per-visit fees may still apply depending on membership tier selected.