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TD Aeroplan Visa Platinum Card
加拿大信用卡

TD Aeroplan Visa Platinum Card

TD Bank · 年费 CA$89 CAD · Aeroplan Points · 数据刷新 2026年10月3日

一句话结论: TD Aeroplan Visa Platinum Card 年费 CA$89,MaxWorth 数据库里录有 9 项福利;返点倍率最高的类别是超市(1x)。开卡奖励:Earn up to 20,000 Aeroplan points plus first-year annual fee rebate。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市1x1.3%
加油1x1.3%
电动车充电1x1.3%
Air Canada1x1.3%
其他消费0.67x0.87%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (9)

Travel Emergency Medical Insurance

CA$75/年
每年

Out-of-province/country emergency medical insurance providing coverage for the first 21 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and medical evacuation.

Auto Rental Collision Insurance

CA$75/年
每年

Auto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% discount on Avis and Budget rentals in Canada/U.S. and 5% internationally.

Mobile Device Insurance

CA$50/年
每年

Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase.

Flight Delay Insurance

CA$25/年
每年

Flight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.

Baggage Insurance

CA$25/年
每年

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed or lost during a covered trip.

Purchase Security

CA$25/年
每年

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/年
每年

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser, up to 5 years total. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/年
每年

Common carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.

Hotel/Motel Burglary Insurance

CA$10/年
每年

Hotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.

怎么追踪

把 TD Aeroplan Visa Platinum Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

TD Bank 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.