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TD Aeroplan Visa Platinum Card
CANADA CREDIT CARD

TD Aeroplan Visa Platinum Card

TD Bank · Annual fee CA$89 CAD · Aeroplan Points · data refreshed October 3, 2026

Quick answer: The TD Aeroplan Visa Platinum Card carries a CA$89 annual fee and 9 catalogued benefits; its best earning category is Groceries at 1x. Welcome offer: Earn up to 20,000 Aeroplan points plus first-year annual fee rebate. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries1x1.3%
Gas1x1.3%
EV Charging1x1.3%
Air Canada1x1.3%
Everything else0.67x0.87%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (9)

Travel Emergency Medical Insurance

CA$75/yr
Annual

Out-of-province/country emergency medical insurance providing coverage for the first 21 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and medical evacuation.

Auto Rental Collision Insurance

CA$75/yr
Annual

Auto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% discount on Avis and Budget rentals in Canada/U.S. and 5% internationally.

Mobile Device Insurance

CA$50/yr
Annual

Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase.

Flight Delay Insurance

CA$25/yr
Annual

Flight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.

Baggage Insurance

CA$25/yr
Annual

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed or lost during a covered trip.

Purchase Security

CA$25/yr
Annual

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/yr
Annual

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser, up to 5 years total. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/yr
Annual

Common carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.

Hotel/Motel Burglary Insurance

CA$10/yr
Annual

Hotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.

How to track it

Add the TD Aeroplan Visa Platinum Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other TD Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.