TD Aeroplan Visa Infinite Privilege Card
Quick answer: The TD Aeroplan Visa Infinite Privilege Card carries a CA$599 annual fee and 17 catalogued benefits, 1 of them dollar credits worth CA$25 a year at face value; its best earning category is Air Canada at 2x. Welcome offer: Earn up to 85,000 Aeroplan points. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Air Canada | 2x | 2.6% |
| Groceries | 1.5x | 1.95% |
| Gas | 1.5x | 1.95% |
| EV Charging | 1.5x | 1.95% |
| Travel | 1.5x | 1.95% |
| Transit | 1.5x | 1.95% |
| Dining | 1.5x | 1.95% |
| Everything else | 1.25x | 1.625% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$100 NEXUS Application Fee Rebate
CA$25/yrUp to $100 CAD rebate on the NEXUS Trusted Traveller program application fee when charged to the card. Available once every 48 months. Also available to additional cardholders.
Status & Elite Perks (2)
Maple Leaf Lounge Access
CA$300/yrUnlimited complimentary access to Air Canada Maple Leaf Lounges across North America when departing on a same-day Air Canada or Star Alliance flight. Includes access for one guest. Available to primary and additional cardholders.
Visa Airport Companion Lounge Access
CA$180/yr6 complimentary lounge visits per calendar year at 1,200+ airport lounges worldwide through the Visa Airport Companion program. Also includes priority security lanes at Toronto, Vancouver, Ottawa, and Montreal-Trudeau airports, and up to 20% off parking at select airports.
Protections (10)
Travel Emergency Medical Insurance
CA$100/yrOut-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 31 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, accidental dental treatment, and medical transport.
Auto Rental Collision Insurance
CA$75/yrAuto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes complimentary Avis President's Club upgrade and 10% minimum discount on Avis and Budget rentals.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $2,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.
Baggage Insurance
CA$25/yrDelayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases when baggage is delayed 4+ hours, or up to $2,500 per person for lost baggage during a covered trip.
Flight Delay Insurance
CA$25/yrFlight/trip delay insurance providing up to $1,000 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.
Purchase Security
CA$25/yrPurchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Maximum coverage up to $60,000. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrCommon carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
Hotel/Motel Burglary Insurance
CA$10/yrHotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.
Other (4)
$99 Companion Pass
CA$200/yrAnnual round-trip companion pass starting from $99 plus taxes and fees on Air Canada flights. Automatically issued on card anniversary date when $25,000 in net purchases is made within the card membership year.
First Checked Bag Free
CA$30/yrFirst checked bag free (up to 23kg/50lb) on Air Canada flights for the primary cardholder, additional cardholders, and up to 8 travel companions on the same reservation, on both paid and Aeroplan award flights.
Priority Check-in & Boarding
Priority check-in, Zone 2 priority boarding, priority baggage handling, priority airport standby, and priority upgrades on Air Canada flights.
Aeroplan Elite Status Acceleration
Earn 1,000 Aeroplan Status Qualifying Credits (SQC) for every $5,000 in annual card purchases, up to a maximum of 25,000 SQC. Starting 2027, Elite status holders receive a 10% qualification boost.
How to track it
Add the TD Aeroplan Visa Infinite Privilege Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other TD Bank cards
- TD Aeroplan Visa Business Card · CA$149 · 15 benefits
- TD Business Travel Visa Card · CA$149 · 9 benefits
- TD Aeroplan Visa Infinite Card · CA$139 · 14 benefits
- TD Cash Back Visa Infinite Card · CA$139 · 10 benefits
- TD First Class Travel Visa Infinite Card · CA$139 · 13 benefits
- TD Aeroplan Visa Platinum Card · CA$89 · 9 benefits
- TD Platinum Travel Visa Card · CA$89 · 8 benefits
- TD U.S. Dollar Visa Card · CA$39 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.