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TD Aeroplan Visa Infinite Privilege Card
CANADA CREDIT CARD

TD Aeroplan Visa Infinite Privilege Card

TD Bank · Annual fee CA$599 CAD · Aeroplan Points · data refreshed October 3, 2026

Quick answer: The TD Aeroplan Visa Infinite Privilege Card carries a CA$599 annual fee and 17 catalogued benefits, 1 of them dollar credits worth CA$25 a year at face value; its best earning category is Air Canada at 2x. Welcome offer: Earn up to 85,000 Aeroplan points. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Air Canada2x2.6%
Groceries1.5x1.95%
Gas1.5x1.95%
EV Charging1.5x1.95%
Travel1.5x1.95%
Transit1.5x1.95%
Dining1.5x1.95%
Everything else1.25x1.625%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

$100 NEXUS Application Fee Rebate

CA$25/yr
Every 4 years

Up to $100 CAD rebate on the NEXUS Trusted Traveller program application fee when charged to the card. Available once every 48 months. Also available to additional cardholders.

Status & Elite Perks (2)

Maple Leaf Lounge Access

CA$300/yr
Annual

Unlimited complimentary access to Air Canada Maple Leaf Lounges across North America when departing on a same-day Air Canada or Star Alliance flight. Includes access for one guest. Available to primary and additional cardholders.

Visa Airport Companion Lounge Access

CA$180/yr
AnnualResets January 1

6 complimentary lounge visits per calendar year at 1,200+ airport lounges worldwide through the Visa Airport Companion program. Also includes priority security lanes at Toronto, Vancouver, Ottawa, and Montreal-Trudeau airports, and up to 20% off parking at select airports.

Protections (10)

Travel Emergency Medical Insurance

CA$100/yr
Annual

Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 31 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, accidental dental treatment, and medical transport.

Auto Rental Collision Insurance

CA$75/yr
Annual

Auto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes complimentary Avis President's Club upgrade and 10% minimum discount on Avis and Budget rentals.

Trip Cancellation Insurance

CA$50/yr
Annual

Trip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $2,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.

Trip Interruption Insurance

CA$50/yr
Annual

Trip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.

Baggage Insurance

CA$25/yr
Annual

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases when baggage is delayed 4+ hours, or up to $2,500 per person for lost baggage during a covered trip.

Flight Delay Insurance

CA$25/yr
Annual

Flight/trip delay insurance providing up to $1,000 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.

Purchase Security

CA$25/yr
Annual

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/yr
Annual

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Maximum coverage up to $60,000. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/yr
Annual

Common carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.

Hotel/Motel Burglary Insurance

CA$10/yr
Annual

Hotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.

Other (4)

$99 Companion Pass

CA$200/yr
AnnualResets on card anniversary

Annual round-trip companion pass starting from $99 plus taxes and fees on Air Canada flights. Automatically issued on card anniversary date when $25,000 in net purchases is made within the card membership year.

First Checked Bag Free

CA$30/yr
Annual

First checked bag free (up to 23kg/50lb) on Air Canada flights for the primary cardholder, additional cardholders, and up to 8 travel companions on the same reservation, on both paid and Aeroplan award flights.

Priority Check-in & Boarding

Annual

Priority check-in, Zone 2 priority boarding, priority baggage handling, priority airport standby, and priority upgrades on Air Canada flights.

Aeroplan Elite Status Acceleration

Annual

Earn 1,000 Aeroplan Status Qualifying Credits (SQC) for every $5,000 in annual card purchases, up to a maximum of 25,000 SQC. Starting 2027, Elite status holders receive a 10% qualification boost.

How to track it

Add the TD Aeroplan Visa Infinite Privilege Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other TD Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.