TD Aeroplan Visa Business Card
Quick answer: The TD Aeroplan Visa Business Card carries a CA$149 annual fee and 15 catalogued benefits, 1 of them dollar credits worth CA$25 a year at face value; its best earning category is Air Canada at 2x. Welcome offer: Earn up to 60,000 Aeroplan points: 10,000 on first purchase + 30,000 when spending $15,000 in 180 days + 20,000 when spending $25,000 in 365 days. First-year annual fee rebate.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Air Canada | 2x | 2.6% |
| Travel | 1.5x | 1.95% |
| Transit | 1.5x | 1.95% |
| Dining | 1.5x | 1.95% |
| EV Charging | 1.5x | 1.95% |
| Everything else | 1x | 1.3% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$100 NEXUS Application Fee Rebate
CA$25/yrUp to $100 CAD rebate on the NEXUS Trusted Traveller program application fee when charged to the card. Available once every 48 months.
Protections (11)
Travel Emergency Medical Insurance
CA$75/yrOut-of-province/country emergency medical insurance providing up to $2,000,000 in coverage for the first 15 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and medical evacuation.
Auto Rental Collision Insurance
CA$75/yrAuto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Mobile Device Insurance
CA$50/yrMobile device insurance providing up to $1,000 coverage for loss, theft, accidental damage, or mechanical breakdown of your mobile device. The device must be purchased with the card or have its monthly plan charged to the card.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $1,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined.
Flight Delay Insurance
CA$25/yrFlight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.
Baggage Insurance
CA$25/yrDelayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed over 6 hours or lost during a covered trip.
Purchase Security
CA$25/yrPurchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrCommon carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
Hotel/Motel Burglary Insurance
CA$10/yrHotel/motel burglary insurance providing up to $2,500 per occurrence for loss of eligible personal items due to burglary from a hotel or motel room during a covered trip.
Other (3)
Maple Leaf Lounge Pass
CA$200/yrEarn one Maple Leaf Lounge pass for every $10,000 of net purchases, up to a maximum of four passes per year. Passes can be used at Maple Leaf Lounges across Canada and select international locations.
First Checked Bag Free
CA$30/yrFirst checked bag free (up to 23kg/50lb) on Air Canada flights for the primary cardholder, additional cardholders, and up to 8 travel companions on the same reservation, on both paid and Aeroplan award flights.
Aeroplan Elite Status Acceleration
Earn 1,000 Aeroplan Status Qualifying Credits (SQC) for every $20,000 in annual card purchases, up to a maximum of 25,000 SQC. Helps accelerate earning Aeroplan Elite Status.
How to track it
Add the TD Aeroplan Visa Business Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other TD Bank cards
- TD Aeroplan Visa Infinite Privilege Card · CA$599 · 17 benefits
- TD Business Travel Visa Card · CA$149 · 9 benefits
- TD Aeroplan Visa Infinite Card · CA$139 · 14 benefits
- TD Cash Back Visa Infinite Card · CA$139 · 10 benefits
- TD First Class Travel Visa Infinite Card · CA$139 · 13 benefits
- TD Aeroplan Visa Platinum Card · CA$89 · 9 benefits
- TD Platinum Travel Visa Card · CA$89 · 8 benefits
- TD U.S. Dollar Visa Card · CA$39 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.