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TD Platinum Travel Visa Card
CANADA CREDIT CARD

TD Platinum Travel Visa Card

TD Bank · Annual fee CA$89 CAD · TD Rewards Points · data refreshed October 3, 2026

Quick answer: The TD Platinum Travel Visa Card carries a CA$89 annual fee and 8 catalogued benefits; its best earning category is Groceries at 4.5x. Welcome offer: Earn up to 50,000 TD Rewards Points: 15,000 points on first purchase + 35,000 points when you spend $3,000 within 180 days. First-year annual fee rebate.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries4.5x2.25%
Dining4.5x2.25%
Transit4.5x2.25%
Streaming3x1.5%
Recurring Bills3x1.5%
Everything else1.5x0.75%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (8)

Auto Rental Collision Insurance

CA$75/yr
Annual

Auto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes minimum 10% discount on Avis and Budget rentals in Canada/U.S. and 5% internationally.

Mobile Device Insurance

CA$50/yr
Annual

Mobile device insurance providing up to $1,000 coverage for loss, theft, accidental damage, or mechanical breakdown of your mobile device. The device must be purchased with the card or have its monthly plan charged to the card.

Flight Delay Insurance

CA$25/yr
Annual

Flight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.

Baggage Insurance

CA$25/yr
Annual

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials (clothing, toiletries) when baggage is delayed over 6 hours or lost during a covered trip.

Purchase Security

CA$25/yr
Annual

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/yr
Annual

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/yr
Annual

Common carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier (bus, ferry, plane, or train) is charged to the card.

Hotel/Motel Burglary Insurance

CA$10/yr
Annual

Hotel/motel burglary insurance providing up to $2,500 per occurrence for loss of eligible personal items due to burglary from a hotel or motel room during a covered trip.

How to track it

Add the TD Platinum Travel Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other TD Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.