TD Cash Back Visa Infinite Card
Quick answer: The TD Cash Back Visa Infinite Card carries a CA$139 annual fee and 10 catalogued benefits; its best earning category is Groceries at 3x. Welcome offer: Earn up to $600 in total value including 10% cash back in first 3 months. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 3x | 3% |
| Gas | 3x | 3% |
| EV Charging | 3x | 3% |
| Transit | 3x | 3% |
| Recurring Bills | 3x | 3% |
| Streaming | 3x | 3% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
TD Auto Club Deluxe Membership
CA$100/yrFree Deluxe TD Auto Club membership providing 24/7 emergency roadside assistance services including towing, battery boost, flat tire change, lockout service, and fuel delivery. Membership is complimentary as long as the card account remains open and in good standing.
Protections (9)
Auto Rental Collision Insurance
CA$75/yrAuto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% discount on Avis and Budget rentals in Canada/U.S. and 5% internationally.
Mobile Device Insurance
CA$50/yrMobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase.
Travel Emergency Medical Insurance
CA$50/yrOut-of-province/country emergency medical insurance providing up to $2,000,000 in coverage for the first 10 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and medical evacuation.
Flight Delay Insurance
CA$25/yrFlight/trip delay insurance providing coverage for reasonable expenses including meals, accommodations, and essential items when a flight is delayed. Airline tickets must be charged to the card.
Baggage Insurance
CA$25/yrDelayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed or lost during a covered trip.
Purchase Security
CA$25/yrPurchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser, up to 5 years total. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrCommon carrier travel accident insurance providing accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
Hotel/Motel Burglary Insurance
CA$10/yrHotel/motel burglary insurance covering loss of personal property due to burglary from a hotel or motel room during a covered trip.
How to track it
Add the TD Cash Back Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other TD Bank cards
- TD Aeroplan Visa Infinite Privilege Card · CA$599 · 17 benefits
- TD Aeroplan Visa Business Card · CA$149 · 15 benefits
- TD Business Travel Visa Card · CA$149 · 9 benefits
- TD Aeroplan Visa Infinite Card · CA$139 · 14 benefits
- TD First Class Travel Visa Infinite Card · CA$139 · 13 benefits
- TD Aeroplan Visa Platinum Card · CA$89 · 9 benefits
- TD Platinum Travel Visa Card · CA$89 · 8 benefits
- TD U.S. Dollar Visa Card · CA$39 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.