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TD First Class Travel Visa Infinite Card
CANADA CREDIT CARD

TD First Class Travel Visa Infinite Card

TD Bank · Annual fee CA$139 CAD · TD Rewards Points · data refreshed October 3, 2026

Quick answer: The TD First Class Travel Visa Infinite Card carries a CA$139 annual fee and 13 catalogued benefits, 1 of them dollar credits worth CA$100 a year at face value; its best earning category is Groceries at 6x. Welcome offer: Earn up to 165,000 TD Rewards points plus first-year annual fee rebate. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries6x3%
Dining6x3%
Transit6x3%
Recurring Bills4x2%
Streaming4x2%
Everything else2x1%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

$100 Annual TD Travel Credit

CA$100/yr
AnnualResets January 1

$100 annual TD Travel Credit when you book a travel purchase of $500 or more on Expedia for TD per calendar year. Credit is applied as a statement credit.

Status & Elite Perks (1)

Visa Airport Companion Lounge Access

CA$120/yr
AnnualResets January 1

4 complimentary lounge visits per calendar year at 1,200+ airport lounges worldwide through the Visa Airport Companion program.

Protections (10)

Travel Emergency Medical Insurance

CA$75/yr
Annual

Out-of-province/country emergency medical insurance providing up to $2,000,000 in coverage for the first 21 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and medical evacuation.

Auto Rental Collision Insurance

CA$75/yr
Annual

Auto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% discount on Avis and Budget rentals in Canada/U.S. and 5% internationally.

Trip Cancellation Insurance

CA$50/yr
Annual

Trip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $1,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined.

Trip Interruption Insurance

CA$50/yr
Annual

Trip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined.

Flight Delay Insurance

CA$25/yr
Annual

Flight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.

Baggage Insurance

CA$25/yr
Annual

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed or lost during a covered trip.

Purchase Security

CA$25/yr
Annual

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/yr
Annual

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/yr
Annual

Common carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.

Hotel/Motel Burglary Insurance

CA$10/yr
Annual

Hotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.

Other (1)

Annual Birthday Bonus Points

CA$50/yr
AnnualResets on card anniversary

10,000 TD Rewards Points annual birthday bonus (approximately $50 value). Automatically credited on card anniversary.

How to track it

Add the TD First Class Travel Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other TD Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.