TD First Class Travel Visa Infinite Card
Quick answer: The TD First Class Travel Visa Infinite Card carries a CA$139 annual fee and 13 catalogued benefits, 1 of them dollar credits worth CA$100 a year at face value; its best earning category is Groceries at 6x. Welcome offer: Earn up to 165,000 TD Rewards points plus first-year annual fee rebate. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 6x | 3% |
| Dining | 6x | 3% |
| Transit | 6x | 3% |
| Recurring Bills | 4x | 2% |
| Streaming | 4x | 2% |
| Everything else | 2x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$100 Annual TD Travel Credit
CA$100/yr$100 annual TD Travel Credit when you book a travel purchase of $500 or more on Expedia for TD per calendar year. Credit is applied as a statement credit.
Status & Elite Perks (1)
Visa Airport Companion Lounge Access
CA$120/yr4 complimentary lounge visits per calendar year at 1,200+ airport lounges worldwide through the Visa Airport Companion program.
Protections (10)
Travel Emergency Medical Insurance
CA$75/yrOut-of-province/country emergency medical insurance providing up to $2,000,000 in coverage for the first 21 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and medical evacuation.
Auto Rental Collision Insurance
CA$75/yrAuto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% discount on Avis and Budget rentals in Canada/U.S. and 5% internationally.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $1,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined.
Flight Delay Insurance
CA$25/yrFlight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.
Baggage Insurance
CA$25/yrDelayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed or lost during a covered trip.
Purchase Security
CA$25/yrPurchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrCommon carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
Hotel/Motel Burglary Insurance
CA$10/yrHotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.
Other (1)
Annual Birthday Bonus Points
CA$50/yr10,000 TD Rewards Points annual birthday bonus (approximately $50 value). Automatically credited on card anniversary.
How to track it
Add the TD First Class Travel Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other TD Bank cards
- TD Aeroplan Visa Infinite Privilege Card · CA$599 · 17 benefits
- TD Aeroplan Visa Business Card · CA$149 · 15 benefits
- TD Business Travel Visa Card · CA$149 · 9 benefits
- TD Aeroplan Visa Infinite Card · CA$139 · 14 benefits
- TD Cash Back Visa Infinite Card · CA$139 · 10 benefits
- TD Aeroplan Visa Platinum Card · CA$89 · 9 benefits
- TD Platinum Travel Visa Card · CA$89 · 8 benefits
- TD U.S. Dollar Visa Card · CA$39 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.