TD Aeroplan Visa Infinite Card
Quick answer: The TD Aeroplan Visa Infinite Card carries a CA$139 annual fee and 14 catalogued benefits, 1 of them dollar credits worth CA$25 a year at face value; its best earning category is Groceries at 1.5x. Welcome offer: Earn up to 45,000 Aeroplan points plus first-year annual fee rebate. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 1.5x | 1.95% |
| Gas | 1.5x | 1.95% |
| EV Charging | 1.5x | 1.95% |
| Air Canada | 1.5x | 1.95% |
| Everything else | 1x | 1.3% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$100 NEXUS Application Fee Rebate
CA$25/yrUp to $100 CAD rebate on the NEXUS Trusted Traveller program application fee when charged to the card. Available once every 48 months.
Protections (11)
Travel Emergency Medical Insurance
CA$75/yrOut-of-province/country emergency medical insurance providing up to $2,000,000 in coverage for the first 21 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and accidental dental treatment. Covers primary cardholder, spouse, and dependent children.
Auto Rental Collision Insurance
CA$75/yrAuto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% minimum discount on Avis and Budget rentals.
Mobile Device Insurance
CA$50/yrMobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $1,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.
Flight Delay Insurance
CA$25/yrFlight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.
Baggage Insurance
CA$25/yrDelayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed 6+ hours or lost during a covered trip.
Purchase Security
CA$25/yrPurchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Maximum coverage up to $60,000. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrCommon carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
Hotel/Motel Burglary Insurance
CA$10/yrHotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.
Other (2)
First Checked Bag Free
CA$30/yrFirst checked bag free (up to 23kg/50lb) on Air Canada flights for the primary cardholder, additional cardholders, and up to 8 travel companions on the same reservation, on both paid and Aeroplan award flights. Standard Air Canada checked bag fee is approximately $35 each way.
Aeroplan Elite Status Acceleration
Earn 1,000 Aeroplan Status Qualifying Credits (SQC) for every $20,000 in annual card purchases. Helps accelerate earning Aeroplan Elite Status (25K, 35K, 50K, 75K, Super Elite).
How to track it
Add the TD Aeroplan Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other TD Bank cards
- TD Aeroplan Visa Infinite Privilege Card · CA$599 · 17 benefits
- TD Aeroplan Visa Business Card · CA$149 · 15 benefits
- TD Business Travel Visa Card · CA$149 · 9 benefits
- TD Cash Back Visa Infinite Card · CA$139 · 10 benefits
- TD First Class Travel Visa Infinite Card · CA$139 · 13 benefits
- TD Aeroplan Visa Platinum Card · CA$89 · 9 benefits
- TD Platinum Travel Visa Card · CA$89 · 8 benefits
- TD U.S. Dollar Visa Card · CA$39 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.