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TD Aeroplan Visa Infinite Card
CANADA CREDIT CARD

TD Aeroplan Visa Infinite Card

TD Bank · Annual fee CA$139 CAD · Aeroplan Points · data refreshed October 3, 2026

Quick answer: The TD Aeroplan Visa Infinite Card carries a CA$139 annual fee and 14 catalogued benefits, 1 of them dollar credits worth CA$25 a year at face value; its best earning category is Groceries at 1.5x. Welcome offer: Earn up to 45,000 Aeroplan points plus first-year annual fee rebate. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries1.5x1.95%
Gas1.5x1.95%
EV Charging1.5x1.95%
Air Canada1.5x1.95%
Everything else1x1.3%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

$100 NEXUS Application Fee Rebate

CA$25/yr
Every 4 years

Up to $100 CAD rebate on the NEXUS Trusted Traveller program application fee when charged to the card. Available once every 48 months.

Protections (11)

Travel Emergency Medical Insurance

CA$75/yr
Annual

Out-of-province/country emergency medical insurance providing up to $2,000,000 in coverage for the first 21 days of any trip (4 days for cardholders 65+). Coverage includes emergency medical treatment, hospitalization, prescriptions, and accidental dental treatment. Covers primary cardholder, spouse, and dependent children.

Auto Rental Collision Insurance

CA$75/yr
Annual

Auto rental collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined. Includes 10% minimum discount on Avis and Budget rentals.

Mobile Device Insurance

CA$50/yr
Annual

Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase.

Trip Cancellation Insurance

CA$50/yr
Annual

Trip cancellation insurance covering non-refundable portions of travel arrangements if you cancel for a covered reason, up to $1,500 per insured person per trip, to a maximum of $5,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.

Trip Interruption Insurance

CA$50/yr
Annual

Trip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $5,000 per insured person per trip, to a maximum of $25,000 for all insured persons combined. At least 75% of trip cost must be charged to the card or paid with Aeroplan points.

Flight Delay Insurance

CA$25/yr
Annual

Flight/trip delay insurance providing up to $500 per insured person for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours. Airline tickets must be charged to the card.

Baggage Insurance

CA$25/yr
Annual

Delayed and lost baggage insurance providing up to $1,000 per insured person for emergency purchases of essentials when baggage is delayed 6+ hours or lost during a covered trip.

Purchase Security

CA$25/yr
Annual

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/yr
Annual

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Maximum coverage up to $60,000. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/yr
Annual

Common carrier travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.

Hotel/Motel Burglary Insurance

CA$10/yr
Annual

Hotel/motel burglary insurance providing up to $2,500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a covered trip.

Other (2)

First Checked Bag Free

CA$30/yr
Annual

First checked bag free (up to 23kg/50lb) on Air Canada flights for the primary cardholder, additional cardholders, and up to 8 travel companions on the same reservation, on both paid and Aeroplan award flights. Standard Air Canada checked bag fee is approximately $35 each way.

Aeroplan Elite Status Acceleration

Annual

Earn 1,000 Aeroplan Status Qualifying Credits (SQC) for every $20,000 in annual card purchases. Helps accelerate earning Aeroplan Elite Status (25K, 35K, 50K, 75K, Super Elite).

How to track it

Add the TD Aeroplan Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other TD Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.