返现倍率
| 类别 | 倍率 | 真实返现价值 |
|---|---|---|
| 机票 | 5% | 5% |
| 加油 | 5% | 5% |
| 药店 | 5% | 5% |
| 公共交通 | 5% | 5% |
| 电动车充电 | 5% | 5% |
| 其他消费 | 1% | 1% |
真实价值按 MaxWorth 点数估值把点数倍率折算成美元。发卡行 Portal 专属倍率不计入。
报销额度 (Credits) (1)
Cashback Match
Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we will match. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.
保险保障 (1)
$0 Fraud Liability Guarantee
You are never responsible for unauthorized purchases on your Discover Card. An unauthorized purchase is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges.
其他 (4)
Free FICO Credit Score
Free access to your FICO credit score, updated monthly, with no impact to your credit score when you check it. Your FICO Credit Score, key factors and other credit information are based on data from TransUnion and may be different from other credit scores.
Freeze it On/Off Switch
If you misplace your card, you can prevent new purchases, cash advances, and balance transfers in seconds with the Freeze it on/off switch on our mobile app and website. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers.
Online Privacy Protection
We will help you regularly remove your personal info from select people-search websites that could sell your data. It is free, activate with the Discover app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests.
Free Social Security Number Alerts
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. Activate for free. Free Social Security number alerts notify you if your Social Security Number is found on any of thousands of Dark Web sites.
别再用表格记这些福利了。
MaxWorth App 自动追踪 Discover it Student 的全部 6 项福利——兑换进度、重置日期、到期提醒一个不落。