Gap Encore Mastercard

Choose your own sale day once per year: an All-Access exclusive personalized 20% off discount you can apply to a shopping day of your choice at Gap Inc. brands.

Receive a birthday gift each year, with gifts you can use to shop for yourself and up to three family members.

As an All-Access Encore member, get free standard shipping on orders of $35 or more at Gap, Old Navy, Banana Republic and Athleta when you pay with your Encore Mastercard (vs. the $50 threshold for non-cardmembers).

Free basic alterations (hemming) on eligible apparel purchased at Banana Republic in-store or online, exclusive to All-Access Encore cardmembers.

Early access to shop limited collections, drops and select sales before the general public, exclusive to All-Access Encore members.

Extended return window of up to 60 days from purchase at Gap Inc. brands (merchandise credit issued after 30 days).

Access the Encore Market: rotating exclusive offerings including never-before-sold and limited-run products, signed designer merchandise, entertainment experiences (AMC, Live Nation), charitable donations, and VIP brand events redeemable with points.

Keep an eye on your credit with complimentary online access to your FICO Credit Score.