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Amex Delta Reserve Business Annual Companion Certificate: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Delta Reserve Business Annual Companion Certificate is worth up to $500 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardAmex Delta Reserve Business · American Express · annual fee $650
Value per year$500
CycleAnnual
ResetsOnce a year, per current terms
EnrollmentNot required
TypeAccumulates up to the cap

The terms, as catalogued

Receive a Domestic Companion Certificate each year after Card renewal. Certificate allows one companion to fly with you in First Class, Delta Comfort+, or Main Cabin for just taxes and fees on round-trip flights within the contiguous U.S., Alaska, Hawaii, Mexico, Caribbean, and Central America. Valid for one year from issue date. Must book directly with Delta. Blackout dates may apply during peak travel periods. Ticket must be issued at least 3 days prior to departure.

How not to lose it

Add the Amex Delta Reserve Business to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the Annual Companion Certificate reset?

It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Other credits on the Amex Delta Reserve Business

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.