Amex Delta Reserve Business Delta Stays Hotel Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Delta Reserve Business Delta Stays Hotel Credit is worth up to $250 a year. It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Amex Delta Reserve Business · American Express · annual fee $650 |
| Value per year | $250 |
| Cycle | Annual |
| Resets | January 1 (calendar year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Earn up to $250 in annual statement credits when you book prepaid hotel stays and vacation rentals through Delta Stays (delta.com/stays). Credits apply automatically to eligible bookings charged to your Card. Valid for bookings worldwide. Credit resets each calendar year and does not roll over. Must book through Delta Stays platform to qualify.
How not to lose it
Add the Amex Delta Reserve Business to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Delta Stays Hotel Credit reset?
It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Amex Delta Reserve Business
- Annual Companion Certificate · $500/yr · Annual
- $20 Monthly Resy Dining Credit · $240/yr · Monthly
- $10 Monthly Rideshare Credit · $120/yr · Monthly
- Sky Club Guest Passes · $50/yr · Annual
- Global Entry / TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.