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Amex Delta Reserve Companion Certificate: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Delta Reserve Companion Certificate is worth up to $500 a year, paid as a single credit per cycle. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardAmex Delta Reserve · American Express · annual fee $650
Value per year$500
CycleAnnual
ResetsOnce a year, per current terms
EnrollmentNot required
TypeSingle credit per cycle

The terms, as catalogued

Annual companion certificate for First Class, Delta Comfort+, or Main Cabin flights

How not to lose it

Add the Amex Delta Reserve to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the Companion Certificate reset?

It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Other credits on the Amex Delta Reserve

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.