Amex Delta Reserve Delta Stays Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Delta Reserve Delta Stays Credit is worth up to $200 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Amex Delta Reserve · American Express · annual fee $650 |
| Value per year | $200 |
| Cycle | Annual |
| Resets | Once a year, per current terms |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Up to $200 back annually on prepaid Delta Stays bookings
How not to lose it
Add the Amex Delta Reserve to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Delta Stays Credit reset?
It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Amex Delta Reserve
- Companion Certificate · $500/yr · Annual
- $20 Monthly Resy Dining Credit · $240/yr · Monthly
- $10 Monthly Rideshare Credit · $120/yr · Monthly
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.