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Amex Hilton Surpass $200 Hilton Credit: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Hilton Surpass $200 Hilton Credit is worth up to $200 a year. It resets every quarter, on January 1, April 1, July 1 and October 1, up to $50 per quarter; an unused quarter is gone when the next one starts. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardAmex Hilton Surpass · American Express · annual fee $150
Value per year$200
Per-cycle cap$50
CycleQuarterly
ResetsQuarterly
EnrollmentNot required
TypeAccumulates up to the cap

The terms, as catalogued

Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually. Purchases must be made directly with Hilton and charged to your Card.

How not to lose it

Add the Amex Hilton Surpass to MaxWorth and this credit appears with its quarterly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the $200 Hilton Credit reset?

It resets every quarter, on January 1, April 1, July 1 and October 1, up to $50 per quarter; an unused quarter is gone when the next one starts.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every quarterly credit, any unused amount expires when the cycle ends.

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.