
Amex Hilton Surpass
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Hilton | 12x | 4.8% |
| Dining | 6x | 2.4% |
| Groceries | 6x | 2.4% |
| Gas | 6x | 2.4% |
| Everything else | 3x | 1.2% |
| Retail Online | 4x | 0% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
$200 Hilton Credit
Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually. Purchases must be made directly with Hilton and charged to your Card.
Status & Elite Perks (4)
Free Night Reward after $15,000 spend
Earn one Free Night Reward after you spend $15,000 on eligible purchases on your Card in a calendar year. The Free Night Reward can be redeemed at nearly any Hilton property worldwide, subject to availability and standard reward night terms.
Hilton Honors Diamond Status after $40,000 spend
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Diamond status through the end of the next calendar year. Diamond status offers a 100% Bonus on Base Points, premium Wi-Fi at select properties, daily food & beverage credit or complimentary breakfast, space-available room upgrades, executive lounge access, and more.
National Emerald Club Executive Status
As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status. After enrollment, enjoy benefits such as access to Executive Selection, faster rentals, and exclusive offers. Enrollment required.
Hilton Honors Gold Status
Enjoy complimentary Hilton Honors™ Gold status with your Card. Gold status offers an 80% Bonus on Base Points earned on every stay, space-available room upgrades at select properties, daily food & beverage credit at select brands in the U.S. or complimentary continental breakfast at select brands outside the U.S., and more. Enrollment required.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 5 Amex Hilton Surpass benefits automatically — redemption progress, reset dates and expiry alerts.