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Amex Hilton Surpass
American Express

Amex Hilton Surpass

Annual fee
$150
Welcome bonus
130,000 Hilton Points + 1 Free Night
Rewards
Hilton Honors Points
Benefits
5 · $201/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by American Express · disclaimer
Ranked in: #12 · Hotels

Earn Rates

CategoryRateTrue cash-back value
Hilton 12x 4.8%
Dining 6x 2.4%
Groceries 6x 2.4%
Gas 6x 2.4%
Everything else 3x 1.2%
Retail Online 4x 0%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (1)

$200 Hilton Credit

$200/yr
Quarterly

Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually. Purchases must be made directly with Hilton and charged to your Card.

Status & Elite Perks (4)

Free Night Reward after $15,000 spend

$1/yr
Annual

Earn one Free Night Reward after you spend $15,000 on eligible purchases on your Card in a calendar year. The Free Night Reward can be redeemed at nearly any Hilton property worldwide, subject to availability and standard reward night terms.

Hilton Honors Diamond Status after $40,000 spend

Annual

Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Diamond status through the end of the next calendar year. Diamond status offers a 100% Bonus on Base Points, premium Wi-Fi at select properties, daily food & beverage credit or complimentary breakfast, space-available room upgrades, executive lounge access, and more.

National Emerald Club Executive Status

Annual Activation required

As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status. After enrollment, enjoy benefits such as access to Executive Selection, faster rentals, and exclusive offers. Enrollment required.

Hilton Honors Gold Status

Annual Activation required

Enjoy complimentary Hilton Honors™ Gold status with your Card. Gold status offers an 80% Bonus on Base Points earned on every stay, space-available room upgrades at select properties, daily food & beverage credit at select brands in the U.S. or complimentary continental breakfast at select brands outside the U.S., and more. Enrollment required.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 5 Amex Hilton Surpass benefits automatically — redemption progress, reset dates and expiry alerts.

Download on the App Store