Amex Platinum $12.95 Monthly Walmart+ Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Platinum $12.95 Monthly Walmart+ Credit is worth up to $155 a year. It resets every month, up to $12.95 per month; anything unused in a month does not roll over. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Amex Platinum · American Express · annual fee $895 |
| Value per year | $155 |
| Per-cycle cap | $12.95 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Get up to $12.95 in statement credits each month when you pay for a monthly Walmart+ membership with your Platinum Card. That's up to $155 in value annually.
How cardholders actually use it
In September 2026, 10.9% of that month's active holders logged it as used (logged-use index 54, where the most-logged credit is 100). These are manual marks in a tracker with no bank connection, a lower bound on real use, meaningful only against other credits. Source: MaxWorth's Credit Deadline Report 2026, as of 2026-10-03. See the report.
How not to lose it
Add the Amex Platinum to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected. Every credit on this card, by cycle.
Frequently asked questions
When does the $12.95 Monthly Walmart+ Credit reset?
It resets every month, up to $12.95 per month; anything unused in a month does not roll over.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
How many cardholders actually use it?
In September 2026, 10.9% of that month's active holders logged it as used (logged-use index 54, where the most-logged credit is 100). These are manual marks in a tracker with no bank connection, a lower bound on real use, meaningful only against other credits. Source: MaxWorth's Credit Deadline Report 2026, as of 2026-10-03.
Other credits on the Amex Platinum
- $600 Hotel Credit · $600/yr · Semi-annual
- $400 Resy Credit · $400/yr · Quarterly
- $25 Monthly Digital Entertainment Credit · $300/yr · Monthly
- $300 Lululemon Credit · $300/yr · Quarterly
- $300 Equinox Credit · $300/yr · Annual
- CLEAR Plus Credit · $209/yr · Annual
- $200 Airline Fee Credit · $200/yr · Annual
- $15 Monthly Uber Credit · $200/yr · Monthly
- $200 Oura Ring Credit · $200/yr · Annual
- $120 Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.