Amex Platinum $400 Resy Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Platinum $400 Resy Credit is worth up to $400 a year. It resets every quarter, on January 1, April 1, July 1 and October 1, up to $100 per quarter; an unused quarter is gone when the next one starts. Enrollment is required on the issuer's site or app before the credit pays out.
At a glance
| Card | Amex Platinum · American Express · annual fee $895 |
| Value per year | $400 |
| Per-cycle cap | $100 |
| Cycle | Quarterly |
| Resets | Quarterly |
| Enrollment | Required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Get up to $100 in statement credits each quarter when you use your Platinum Card at U.S. Resy restaurants and for other eligible purchases through Resy. That's up to $400 annually. Enrollment required.
How not to lose it
Add the Amex Platinum to MaxWorth and this credit appears with its quarterly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected. Every credit on this card, by cycle.
Frequently asked questions
When does the $400 Resy Credit reset?
It resets every quarter, on January 1, April 1, July 1 and October 1, up to $100 per quarter; an unused quarter is gone when the next one starts.
Do I need to enroll?
Enrollment is required on the issuer's site or app before the credit pays out.
Does unused credit roll over?
No. Like every quarterly credit, any unused amount expires when the cycle ends.
Other credits on the Amex Platinum
- $600 Hotel Credit · $600/yr · Semi-annual
- $25 Monthly Digital Entertainment Credit · $300/yr · Monthly
- $300 Lululemon Credit · $300/yr · Quarterly
- $300 Equinox Credit · $300/yr · Annual
- CLEAR Plus Credit · $209/yr · Annual
- $200 Airline Fee Credit · $200/yr · Annual
- $15 Monthly Uber Credit · $200/yr · Monthly
- $200 Oura Ring Credit · $200/yr · Annual
- $12.95 Monthly Walmart+ Credit · $155/yr · Monthly
- $120 Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.