Chase Disney Inspire $200 Disney Resort & Cruise Credit: How It Works and When It Resets (2026)
Quick answer: The Chase Disney Inspire $200 Disney Resort & Cruise Credit is worth up to $200 a year. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase Disney Inspire · Chase · annual fee $149 |
| Value per year | $200 |
| Cycle | Annual |
| Resets | Card anniversary (cardmember year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Earn 200 Disney Rewards Dollars after spending $2,000 on U.S. Disney resort stays and Disney Cruise Line bookings per cardmember anniversary year. Redeemable toward park tickets, resort stays, shopping, dining, cruise packages.
How not to lose it
Add the Chase Disney Inspire to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $200 Disney Resort & Cruise Credit reset?
It runs on your cardmember year and resets on your card anniversary, not on January 1.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase Disney Inspire
- $120 Disney Streaming Credit · $120/yr · Annual
- $100 Theme Park Ticket Credit · $100/yr · Annual
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.