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Chase Disney Inspire
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Chase Disney Inspire

Annual fee
$149
Welcome bonus
$300 Disney Gift Card + $300 statement credit · ≈ $600
Rewards
Disney Rewards Dollars
Benefits
5 · $420/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Disney Streaming 10% 10%
Disney 3% 3%
Gas 3% 3%
Groceries 2% 2%
Dining 2% 2%
Everything else 1% 1%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (3)

$200 Disney Resort & Cruise Credit

$200/yr
Annual

Earn 200 Disney Rewards Dollars after spending $2,000 on U.S. Disney resort stays and Disney Cruise Line bookings per cardmember anniversary year. Redeemable toward park tickets, resort stays, shopping, dining, cruise packages.

$120 Disney Streaming Credit

$120/yr
Annual

Up to $120 annual statement credit for Disney+, Hulu, and ESPN+ subscription purchases made with the card. Credits applied automatically when you pay for these streaming services.

$100 Theme Park Ticket Credit

$100/yr
Annual

$100 statement credit automatically applied after spending $200 or more in qualifying purchases on U.S. Disney theme park tickets (individual tickets or annual passes qualify) per cardmember anniversary year.

Other (2)

Disney Merchandise & Dining Discount

Annual

10% off select merchandise, dining, and recreation at Disney parks. 15% off select guided tours at Walt Disney World and Disneyland resorts.

Cardmember Character Photo Opportunities

Annual

Cardmember-exclusive character photo opportunities at Walt Disney World Resort and Disneyland Resort.

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The MaxWorth app tracks all 5 Chase Disney Inspire benefits automatically — redemption progress, reset dates and expiry alerts.

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