Chase Ink Business Unlimited $20 Monthly Instacart Credit: How It Works and When It Resets (2026)
Quick answer: The Chase Ink Business Unlimited $20 Monthly Instacart Credit is worth up to $240 a year. It resets every month, up to $20 per month; anything unused in a month does not roll over. Enrollment is required on the issuer's site or app before the credit pays out.
At a glance
| Card | Chase Ink Business Unlimited · Chase · annual fee $0 |
| Value per year | $240 |
| Per-cycle cap | $20 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Receive a $20 Instacart credit each month you have an active Instacart+ membership, when you pay with your eligible Ink card. Credit applies to one retailer per order on Instacart.com and excludes taxes, service and delivery fees, tips and special handling fees. Unused credit does not roll over to the next month. Enrollment required at instacart.com/p/chase-ink. Benefit valid through 2027-12-31.
How not to lose it
Add the Chase Ink Business Unlimited to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $20 Monthly Instacart Credit reset?
It resets every month, up to $20 per month; anything unused in a month does not roll over.
Do I need to enroll?
Enrollment is required on the issuer's site or app before the credit pays out.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
Other credits on the Chase Ink Business Unlimited
- Instacart+ Membership (3 Months) · $25/yr ·
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.