Chase Ink Business Unlimited
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1.5x | 2.25% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (2)
$20 Monthly Instacart Credit
Receive a $20 Instacart credit each month you have an active Instacart+ membership, when you pay with your eligible Ink card. Credit applies to one retailer per order on Instacart.com and excludes taxes, service and delivery fees, tips and special handling fees. Unused credit does not roll over to the next month. Enrollment required at instacart.com/p/chase-ink. Benefit valid through 2027-12-31.
Instacart+ Membership (3 Months)
Complimentary 3-month Instacart+ membership: $0 delivery fees on grocery and retail orders of $10+, and Costco and eligible restaurant orders of $25+. Auto-renews at $99/year after the complimentary period unless cancelled. Enrollment required at instacart.com/p/chase-ink. Valued at approximately $25.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 2 Chase Ink Business Unlimited benefits automatically — redemption progress, reset dates and expiry alerts.