Chase Sapphire Preferred 10% Anniversary Point Bonus: How It Works and When It Resets (2026)
Quick answer: The Chase Sapphire Preferred 10% Anniversary Point Bonus is worth up to $100 a year. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase Sapphire Preferred · Chase · annual fee $95 |
| Value per year | $100 |
| Cycle | Annual |
| Resets | Card anniversary (cardmember year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Earn bonus points equal to 10% of your total annual card purchases each account anniversary
How not to lose it
Add the Chase Sapphire Preferred to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the 10% Anniversary Point Bonus reset?
It runs on your cardmember year and resets on your card anniversary, not on January 1.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase Sapphire Preferred
- $10 Monthly DoorDash Credit · $120/yr · Monthly
- $100 Chase Travel Hotel Credit · $100/yr · Annual
- 5x Points on Peloton · $50/yr · Annual
- Global Entry / TSA PreCheck / NEXUS Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.