Chase Sapphire Preferred
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Lyft | 5x | 7.5% |
| Online Grocery | 3x | 4.5% |
| Streaming | 3x | 4.5% |
| Gas | 3x | 4.5% |
| EV Charging | 3x | 4.5% |
| Vacation Homes | 3x | 4.5% |
| Dining | 3x | 4.2% |
| Travel | 2x | 2.8% |
| Everything else | 1x | 1.4% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (5)
$10 Monthly DoorDash Credit
Up to $10 off monthly on non-restaurant DoorDash orders
Global Entry / TSA PreCheck / NEXUS Credit
Up to $120 in statement credits once every four years for Global Entry, TSA PreCheck, or NEXUS application fees.
$100 Chase Travel Hotel Credit
Up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel
10% Anniversary Point Bonus
Earn bonus points equal to 10% of your total annual card purchases each account anniversary
5x Points on Peloton
Earn 5x points on Peloton equipment and accessory purchases over $150. Valid through 12/31/2027.
Status & Elite Perks (2)
Complimentary Apple TV (1 Year)
One complimentary year of Apple TV (up to $156 value). Must activate via Chase Benefits & Rewards by 12/31/2026.
Complimentary DashPass
Free DashPass membership for DoorDash and Caviar with $0 delivery fees and lower service fees for minimum 1 year when activated by 12/31/2027
Protections (4)
Travel Insurance
Trip cancellation/interruption insurance, baggage delay insurance, and travel accident insurance
Purchase Protection
Covers eligible new purchases for 120 days against damage or theft up to $500 per item
Auto Rental Coverage
Primary rental car collision damage waiver up to $60,000 for most vehicles with MSRP of $125,000 or less
Extended Warranty Protection
Extends the manufacturer warranty by an additional year on eligible purchases
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 11 Chase Sapphire Preferred benefits automatically — redemption progress, reset dates and expiry alerts.