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Chase Sapphire Reserve $300 Annual Travel Credit: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Chase Sapphire Reserve $300 Annual Travel Credit is worth up to $300 a year. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardChase Sapphire Reserve · Chase · annual fee $795
Value per year$300
CycleAnnual
ResetsCard anniversary (cardmember year)
EnrollmentNot required
TypeAccumulates up to the cap

The terms, as catalogued

$300 annual travel credit - still the most flexible travel credit available. A statement credit will be automatically applied to your account for purchases made in the travel category, up to an annual maximum accumulation of $300. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year.

How not to lose it

Add the Chase Sapphire Reserve to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected. Every credit on this card, by cycle.

Frequently asked questions

When does the $300 Annual Travel Credit reset?

It runs on your cardmember year and resets on your card anniversary, not on January 1.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Other credits on the Chase Sapphire Reserve

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.