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Chase Sapphire Reserve
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Chase Sapphire Reserve

Annual fee
$795
Welcome bonus
100,000 Ultimate Rewards Points · ≈ $1,500
Rewards
Chase Ultimate Rewards Points
Benefits
22 · $3,698/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Flights 4x 6%
Hotels 4x 6%
Dining 3x 4.5%
Everything else 1x 1.5%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (13)

$500 Annual The Edit Credit (2+ nights)

$500/yr
Annual

Receive a statement credit of up to $250 for each prepaid booking with The Edit—our handpicked collection of hotels and resorts, up to $500 annually. How it works: - Maximum $500 credit annually for prepaid “Pay Now” bookings. - Minimum 2-night stay required. - Purchases that qualify for the $500 Credit for stays with The Edit will not earn points. - Enjoy complimentary benefits with The Edit: daily breakfast for 2, $100 property credit, room upgrade if available and more. - Statement credit periods end at 11:59 PM ET on the last day of the period. Please note that processing delays can cause purchases made during one statement credit period to be allocated to the next period.

$500 Southwest Airlines Chase Travel Credit

$500/yr
Annual

After meeting the $75,000 spend requirements, $500 Southwest Airlines credit when booked through Chase Travel

$300 Annual Travel Credit

$300/yr
Annual

$300 annual travel credit - still the most flexible travel credit available. A statement credit will be automatically applied to your account for purchases made in the travel category, up to an annual maximum accumulation of $300. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year.

$25 Monthly DoorDash Credit

$300/yr
Monthly Activation required

Earn a $5 DoorDash monthly promo for restaurant orders while enrolled in DashPass, through Dec 31, 2027. Apply the $5 promo at checkout while placing a restaurant order to receive up to $5 off. This promo can be applied once per month. Any unused promo does not rollover. Also get up to $20 (via 2 $10 promos) off grocery, retail, and all other non-restaurant orders on DoorDash each month while enrolled in DashPass through Dec 31, 2027. Apply the $10 promo at checkout while placing a non-restaurant order to receive up to $10 off each order. This promo can be applied to 2 separate orders per month. Unused promos do not rollover. Also get an annual complimentary DashPass membership. *Please note that the Chase DashPass membership benefits are not available when using Apple Pay, PayPal, or other third-party payment methods.

$150 Semi-Annual Dining Credit(Opentable Only)

$300/yr
Semi-annual

Get up to $300 annually when you use your card at restaurants that are part of our Sapphire Reserve Exclusive Tables program. That’s up to $150 in statement credits every 6 months. How it works: - Credits are for dining at restaurants that are part of Sapphire Reserve Exclusive Tables in the Visa Dining Collection on OpenTable. - Get up to $150 in statement credits from January through June and up to $150 in statement credits from July through December. - Statement credit periods end at 11:59 PM ET on the last day of the period. Please note that merchant delays in the processing or submission of transactions can cause purchases made during one statement credit period to be allocated to the next period.

$150 Semi-Annual StubHub Credit

$300/yr
Semi-annual Activation required

Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/27. Activation required

$250 The Shops at Chase Credit

$250/yr
Annual

After meeting the $75,000 spend requirements, $250 credit to The Shops at Chase, a new online shopping experience designed exclusively for cardmembers

$250 Select Chase Travel Hotel Credit(2+ nights)

$250/yr
Annual

Get up to $250 in statement credits on stays at select hotels booked through Chase Travel. How it works: - No activation required. Just use your card to book stays at select hotels through Chase Travel. - When booking your hotel via Chase Travel, select the pre-paid, “Pay Now” option using your Chase Sapphire Reserve card. - Get up to $250 in statement credits from January 1 through December 31, 2026. - Minimum 2-night stay required. - Select eligible hotels are IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. - Purchases that qualify for the $250 credit will not earn points.

$12.99 Monthly Apple TV Subscription

$155.88/yr
Monthly Activation required

Get complimentary Apple TV through June 22, 2027 — a value of $12.99 per month. Activate by linking your Apple ID; on iPhone or iPad, your benefit auto-links to the Apple ID signed in to your device. If you already have a paid Apple TV subscription, your Chase complimentary subscription will automatically suspend the existing paid one (and it resumes if you cancel through Chase). Apple One paid subscriptions will run alongside without suspension.

$10.99 Monthly Apple Music Subscription

$131.88/yr
Monthly Activation required

Get complimentary Apple Music through June 22, 2027 — a value of $10.99 per month. Activate by linking your Apple ID; on iPhone or iPad, your benefit auto-links to the Apple ID signed in to your device. If you already have a paid Apple Music subscription, your Chase complimentary subscription will automatically suspend the existing paid one (and it resumes if you cancel through Chase). Apple Music Family or Apple One paid subscriptions will run alongside without suspension.

Global Entry/TSA PreCheck Credit

$120/yr
Annual

$120 Global Entry, TSA Precheck or Nexus credit every four years

$10 Monthly Peloton Credit

$120/yr
Monthly Activation required

10x points on eligible Peloton equipment and accessory purchases and up to $120 in annual statement credits toward Peloton memberships through 12/31/2027

$10 Monthly Lyft Credit

$120/yr
Monthly

$120 in annual Lyft in-app credits, up to $10 monthly, plus 5x total points on eligible Lyft rides through 9/30/2027

Status & Elite Perks (5)

Priority Pass Select

$250/yr
Annual Activation required

Complimentary access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Club location, after an easy one-time enrollment in Priority Pass Select

IHG One Rewards Platinum Elite Status

$100/yr
Annual Activation required

Complimentary IHG One Rewards Platinum Elite Status

IHG One Rewards Diamond Elite Status

Annual Activation required

After meeting the $75,000 spend requirements, you will be eligible for IHG One Rewards Diamond Elite status for the remainder of the calendar year in which you qualify and the following calendar year

World of Hyatt Explorist Status

Annual Activation required

After meeting the $75,000 spend requirements, complimentary World of Hyatt Explorist status for the remainder of the calendar year in which you qualify and the following calendar year. Activate by linking your World of Hyatt account in the Chase Mobile app.

Southwest Airlines Rapid Rewards A-List Status

Annual Activation required

After meeting the $75,000 spend requirements, Southwest Airlines A-List Status

Protections (4)

Auto Rental Coverage

Annual

Primary car insurance and trip cancellation coverage

Trip Cancellation and Interruption Insurance

Annual

The most comprehensive suite of travel protections available through built-in benefits that cover a wider range of travel setbacks than any other card

Purchase Protection

Annual

Purchase protection and extended warranty coverage

Extended Warranty Protection

Annual

Extended warranty protection

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