Chase United Business $10 Monthly Instacart Credit: How It Works and When It Resets (2026)
Quick answer: The Chase United Business $10 Monthly Instacart Credit is worth up to $120 a year. It resets every month, up to $10 per month; anything unused in a month does not roll over. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase United Business · Chase · annual fee $150 |
| Value per year | $120 |
| Per-cycle cap | $10 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Business Card. Terms apply.
How not to lose it
Add the Chase United Business to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $10 Monthly Instacart Credit reset?
It resets every month, up to $10 per month; anything unused in a month does not roll over.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
Other credits on the Chase United Business
- $125 United TravelBank Cash · $125/yr · Annual
- $100 United Hotels Credits · $100/yr · Annual
- $8 Monthly Ride-Hailing Credit · $100/yr · Monthly
- $50 Avis/Budget Credits · $50/yr · Annual
- Instacart+ Membership (3 months) · $30/yr · Annual
- $25 FareLock Credit · $25/yr · Annual
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.