Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| United | 2% | 2.6% |
| Dining | 2% | 2.6% |
| Gas | 2% | 2.6% |
| Office Supply | 2% | 2.6% |
| Transit | 2% | 2.6% |
| Everything else | 1% | 1.3% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (7)
$125 United TravelBank Cash
Earn $125 in United TravelBank cash after making 5 United flight purchases of $100+ within a calendar year. Must pay with your United Business card.
$10 Monthly Instacart Credit
Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Business Card. Terms apply.
$100 United Hotels Credits
Receive $50 back as a statement credit on your 1st and 2nd prepaid hotel stays purchased directly through United Hotels with your United Business Card, up to $100 each anniversary year.
$8 Monthly Ride-Hailing Credit
Enroll to receive up to $8 back as a statement credit each month ($12 in December) on ride-hailing purchases when you pay with your United Business Card, up to $100 each calendar year. Yearly opt-in is required.
$50 Avis/Budget Credits
Receive $25 in United TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United Business Card.
Instacart+ Membership (3 months)
Complimentary 3-month Instacart+ membership. After 3 months you will be auto-enrolled in Instacart+ at 25% off the monthly rate.
$25 FareLock Credit
Receive up to $25 statement credit when your card is used on FareLock purchases for flights operated by United and United Express annually.
Status & Elite Perks (3)
2 United Club One-Time Passes
Two United Club one-time passes per year after account opening and each anniversary. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.
Free First Checked Bag
Primary cardmember and one companion each receive first standard checked bag free on United-operated flights when primary cardmember includes MileagePlus number in reservation and purchases tickets with card.
Priority Boarding
Primary cardmember and companions on same reservation get priority boarding on United-operated flights prior to general boarding.
Other (2)
5,000-Mile Anniversary Bonus
Earn a 5,000-mile better-together anniversary bonus when you have both the United Business Card and a personal United credit card.
25% Back on United Purchases
Receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United Business Card.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 12 Chase United Business benefits automatically — redemption progress, reset dates and expiry alerts.