Chase United Club Business $20 Monthly Instacart Credit: How It Works and When It Resets (2026)
Quick answer: The Chase United Club Business $20 Monthly Instacart Credit is worth up to $240 a year. It resets every month, up to $20 per month; anything unused in a month does not roll over. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase United Club Business · Chase · annual fee $695 |
| Value per year | $240 |
| Per-cycle cap | $20 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Receive two $10 Instacart credits monthly ($20 total), up to $240 each calendar year, for purchases made directly through Instacart.
How not to lose it
Add the Chase United Club Business to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $20 Monthly Instacart Credit reset?
It resets every month, up to $20 per month; anything unused in a month does not roll over.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
Other credits on the Chase United Club Business
- $200 Renowned Hotels Credits · $200/yr · Annual
- $200 JSX Credits · $200/yr · Annual
- $12 Monthly Ride-Hailing Credit · $150/yr · Monthly
- $100 Avis/Budget Credits · $100/yr · Annual
- DashPass Membership (1 year) · $96/yr · Annual
- $50 FareLock Credit · $50/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.