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Chase United Club Business
Chase

Chase United Club Business

Annual fee
$695
Rewards
United MileagePlus Miles
Benefits
14 · $2,041/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer
Ranked in: #16 · Premium

Earn Rates

CategoryRateTrue cash-back value
United 2x 2.6%
Everything else 1.5x 1.95%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (8)

$20 Monthly Instacart Credit

$240/yr
Monthly

Receive two $10 Instacart credits monthly ($20 total), up to $240 each calendar year, for purchases made directly through Instacart.

$200 Renowned Hotels Credits

$200/yr
Annual

Receive up to $200 back in statement credits each anniversary year when you prepay your stay through Renowned Hotels and Resorts using your United Club Business Card.

$200 JSX Credits

$200/yr
Annual

Book JSX flights directly with your United Club Business Card and earn up to $200 back each anniversary year.

$12 Monthly Ride-Hailing Credit

$150/yr
Monthly Activation required

Receive up to $12 back each month ($18 in December) on ride-hailing purchases when you pay with your United Club Business Card, up to $150 each calendar year. Yearly opt-in required.

Global Entry/TSA PreCheck Credit

$120/yr
Annual

Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS.

$100 Avis/Budget Credits

$100/yr
Annual

Receive up to $100 in United TravelBank cash each anniversary year for Avis or Budget car rentals booked through cars.united.com.

DashPass Membership (1 year)

$96/yr
Annual

One year complimentary DashPass membership for DoorDash with $0 delivery fees and reduced service fees on eligible orders.

$50 FareLock Credit

$50/yr
Annual

Receive up to $50 statement credit when your card is used on FareLock purchases for United and United Express flights annually.

Status & Elite Perks (4)

United Club Membership

$750/yr
Annual

Unlimited access to over 45 United Clubs worldwide. Includes one adult guest and dependent children under 18 per visit.

Free First & Second Checked Bags

$70/yr
Annual

Primary cardmember and one companion each receive first and second standard checked bags free on United-operated flights.

Avis President's Club Membership

Annual

Complimentary Avis President's Club membership with benefits including upgrades and expedited service.

Priority Boarding

Annual

Primary cardmember and companions on same reservation get priority boarding on United-operated flights prior to general boarding.

Other (2)

5,000-Mile Anniversary Bonus

$65/yr
Annual

Earn a 5,000-mile better-together anniversary bonus when you have both the United Club Business Card and a personal United credit card.

25% Back on United Purchases

Annual

Receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 14 Chase United Club Business benefits automatically — redemption progress, reset dates and expiry alerts.

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