Chase United Quest $15 Monthly Instacart Credit: How It Works and When It Resets (2026)
Quick answer: The Chase United Quest $15 Monthly Instacart Credit is worth up to $180 a year. It resets every month, up to $15 per month; anything unused in a month does not roll over. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase United Quest · Chase · annual fee $350 |
| Value per year | $180 |
| Per-cycle cap | $15 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your United Quest Card. You must have an active Instacart+ membership. Terms apply. Benefits end 12/31/27.
How not to lose it
Add the Chase United Quest to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $15 Monthly Instacart Credit reset?
It resets every month, up to $15 per month; anything unused in a month does not roll over.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
Other credits on the Chase United Quest
- Free First and Second Checked Bags · $360/yr · Annual
- $200 Annual United Travel Credit · $200/yr · Annual
- $150 Renowned Hotels and Resorts Statement Credit · $150/yr · Annual
- $150 JSX Statement Credit · $150/yr · Annual
- Annual 10,000-mile Award Flight Discount · $100/yr · Annual
- $8 Monthly Rideshare Credit · $100/yr · Monthly
- $80 Avis or Budget Travel Credit · $80/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.