Chase United Quest $200 Annual United Travel Credit: How It Works and When It Resets (2026)
Quick answer: The Chase United Quest $200 Annual United Travel Credit is worth up to $200 a year. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase United Quest · Chase · annual fee $350 |
| Value per year | $200 |
| Cycle | Annual |
| Resets | Card anniversary (cardmember year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary, for a future United- or United Express-operated flight. TravelBank cash must be used for bookings on a United- or United Express-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit.
How not to lose it
Add the Chase United Quest to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $200 Annual United Travel Credit reset?
It runs on your cardmember year and resets on your card anniversary, not on January 1.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase United Quest
- Free First and Second Checked Bags · $360/yr · Annual
- $15 Monthly Instacart Credit · $180/yr · Monthly
- $150 Renowned Hotels and Resorts Statement Credit · $150/yr · Annual
- $150 JSX Statement Credit · $150/yr · Annual
- Annual 10,000-mile Award Flight Discount · $100/yr · Annual
- $8 Monthly Rideshare Credit · $100/yr · Monthly
- $80 Avis or Budget Travel Credit · $80/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.